Ellison Nona Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Ellison Nona Apartments in Lake Nona? Rent here runs $1,915 – $3,680, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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11805 Pioneers Way, Orlando, FL 32832

Lake Nona

Managed by Flournoy Companies Built 2027 4 stories 377 units
5/5 ·8 reviews Google
Apt. Finder
$1,915 – $3,680 /month

Monthly Cost Breakdown at Ellison Nona Apartments

The listed rent isn't the whole number. Here's what Ellison Nona Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,929 – $3,694
Base Rent $1,915 – $3,680
Est. Renters Insurance $14/mo

Renters Insurance at Ellison Nona Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ellison Nona Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$13

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ellison Nona Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ellison Nona Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Ellison Nona Apartments has on-site security features (Gated access) that insurers recognize with premium discounts.

On-Site Security

Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Ellison Nona Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Ellison Nona Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Amenities

Special Features

Elevator Access Corner Balconies Amenities

Pet Policy

Bringing a pet? Here's what Ellison Nona Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
2 Pet Limit

About Ellison Nona Apartments

Year Built: 2027
Stories: 4 stories
Units: 377
Management: Flournoy Companies
Phone: (706) 940-6930

From the property listing:

Experience elevated living at Ellison Nona Apartments, a brand-new luxury community in the heart of Lake Nona, Orlando, FL. Our upscale 1, 2, and 3-bedroom apartments feature modern finishes like quartz countertops, stainless steel appliances, and wood-style flooring. Enjoy lakefront amenities, including a resort-style swimming pool with cabanas, state-of-the-art fitness center, yoga studio, a podcast room, and pickleball courts. We are a pet-friendly community featuring a dedicated dog grooming area for your four-legged friends.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Ellison Nona Apartments require renters insurance?
We didn't find a public insurance requirement for Ellison Nona Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ellison Nona Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). Ellison Nona Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Ellison Nona Apartments?
Plan for $1,929 to $3,694/month all-in. That's base rent ($1,915 – $3,680), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ellison Nona Apartments allow pets?
Yes, Ellison Nona Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Ellison Nona Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find gated access — features that can also qualify you for insurance discounts.
What floor plans does Ellison Nona Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,915 – $3,680. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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