11805 Pioneers Way, Orlando, FL 32832
Lake Nona
Monthly Cost Breakdown at Ellison Nona Apartments
The listed rent isn't the whole number. Here's what Ellison Nona Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Ellison Nona Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Ellison Nona Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$14
Est. Monthly
$163
Est. Annual
$13
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ellison Nona Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ellison Nona Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Ellison Nona Apartments has on-site security features (Gated access) that insurers recognize with premium discounts.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Ellison Nona Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Ellison Nona Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Parking Fees
Parking Deposit
Charged per vehicle.
Amenities
Special Features
Pet Policy
Bringing a pet? Here's what Ellison Nona Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Ellison Nona Apartments
From the property listing:
Experience elevated living at Ellison Nona Apartments, a brand-new luxury community in the heart of Lake Nona, Orlando, FL. Our upscale 1, 2, and 3-bedroom apartments feature modern finishes like quartz countertops, stainless steel appliances, and wood-style flooring. Enjoy lakefront amenities, including a resort-style swimming pool with cabanas, state-of-the-art fitness center, yoga studio, a podcast room, and pickleball courts. We are a pet-friendly community featuring a dedicated dog grooming area for your four-legged friends.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
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1027 Lake Biscayne Way Rental
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10322 Marconi Ave Condo
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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