Fourteen01 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Fourteen01 Apartments in West Orlando? Rent here runs $1,398 – $2,324, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Fourteen01 Apartments

Compare renters insurance quotes in seconds

1401 S Kirkman Rd, Orlando, FL 32811

West Orlando

Managed by Greystar Built 1990 3 stories 472 units
3.8/5 ·808 reviews Google
4/5 ·298 reviews Apt. Finder
$1,398 – $2,324 /month

Monthly Cost Breakdown at Fourteen01 Apartments

The listed rent isn't the whole number. Here's what Fourteen01 Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,488 – $2,414
Base Rent $1,398 – $2,324
Required Monthly Fees $70
Est. Renters Insurance $20/mo

Renters Insurance at Fourteen01 Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Fourteen01 Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$20

Est. Monthly

$236

Est. Annual

$18

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Fourteen01 Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Fourteen01 Apartments:

Carrier Monthly Annual
Lemonade $11/mo $128/yr
USAA $12/mo $144/yr
State Farm $16/mo $192/yr
Progressive $17/mo $208/yr
Safeco $17/mo $208/yr
Travelers $19/mo $224/yr
Allstate $20/mo $240/yr
Nationwide $20/mo $240/yr
Farmers $21/mo $256/yr
Liberty Mutual $24/mo $289/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Fourteen01 Apartments has on-site security features (Package service, Controlled access, Property manager on site, Security system, Gated, Gated access) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Mentioned
Pest Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Security system Gated Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Fourteen01 Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Fourteen01 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$10 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$25 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Trash Services - Hauling

Amount for shared trash/waste services. Charged per unit.

Varies / mo

Common Area - Electric

Usage-Based (Utilities).Shared amount for common area electric usage. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$199

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$250 - $500

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$75

Access Device

Amount to obtain an access device for community; fobs, keys,remotes, access passes. Charged per device.

$25

Utility - New Account Fee

Amount to establish utility services. Charged per unit.

$30

Utility - Final Bill Fee

Amount billed to calculate final utility statement. Charged per unit.

$20

Pets Fees

Pet Fee

Please call for Pet Policy.

$350

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$25 / mo

Pet Management - Third Party

Max of 1. Amount for authorized pet registration and screening services. Charged per pet. Payable to 3rd Party

$25 / yr

Parking Fees

Parking Fee

Max of 1. Amount for parking space/services. May be subject to availability. Charged per vehicle.

$25

Addons Fees

Cable TV and Internet Services

Amount for cable and internet services in rental home. Charged per unit. Payable to 3rd Party

Varies / mo

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit. Charged per unit. Payable to 3rd Party

Varies / mo

Situational Fees

Damage Waiver Program

Amount to participate in waiver program in lieu of obtainingliability insurance. Charged per unit.

$15 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

$175 / occurence

Lease Violation - Trash

Amount for violation of waste-related community policies. Charged per unit.

$25 - $100 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$35 / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

$50 - $150 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$500 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$75 / occurence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

100% of base rent / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

Gated Community 3B RENO TRUAMERICA Formica Countertops 2B RENO TRUAMERICA 2BR-Upgrade 3B Reno TA Tier 2 1B Reno TA Tier 2 2B Reno TA Tier 2 Washer and Dryer 1B RENO TRUAMERICA Cyber Cafe Gaming Room

Community Features

Maintenance on site Business Center Clubhouse Lounge Walk-Up Pond Fitness Center Pool Playground Basketball Court Tennis Court Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Wheelchair Accessible (Rooms) Dishwasher Disposal Kitchen Microwave Oven Range Refrigerator Quartz Countertops Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Fourteen01 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$350 Fee

About Fourteen01 Apartments

Year Built: 1990
Stories: 3 stories
Units: 472
Management: Greystar
Phone: (689) 407-7212

From the property listing:

Let us introduce you to Fourteen01 Apartments. Located on Kirkman Road, across the street from Valencia College, our pet-friendly community combines an excellent location with attractive amenities to offer you the home you've been looking for. Join our one, two, and three-bedroom apartments on Kirkman Rd in Orlando, FL, and embrace a life of modern comfort and convenience. Spacious living rooms, fully-equipped kitchens, expansive patios or balconies, and in-unit washers and dryers are just a few of the thoughtful features which will make you look forward to coming home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Fourteen01 Apartments require renters insurance?
We didn't find a public insurance requirement for Fourteen01 Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Fourteen01 Apartments?
For this zip code and building type, expect to pay around $20/month ($236/year). Fourteen01 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $18/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Fourteen01 Apartments?
Plan for $1,488 to $2,414/month all-in. That's base rent ($1,398 – $2,324), plus $70/month in required fees (trash, utilities, etc.), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Fourteen01 Apartments allow pets?
Yes, Fourteen01 Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Fourteen01 Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, controlled access, property manager on site, security system — features that can also qualify you for insurance discounts.
What floor plans does Fourteen01 Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,398 – $2,324. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Fourteen01 Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.