Winter Park, FL

Hannibal Square Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Hannibal Square Apartments in Winter Park? Rent here runs $1,750 – $2,750, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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433 W New England Ave, Winter Park, FL 32789

Winter Park

Built 1987 7 stories 107 units
4.3/5 ·3 reviews Google
Apt. Finder
$1,750 – $2,750 /month

Monthly Cost Breakdown at Hannibal Square Apartments

The listed rent isn't the whole number. Here's what Hannibal Square Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,763 – $2,763
Base Rent $1,750 – $2,750
Est. Renters Insurance $13/mo

Renters Insurance at Hannibal Square Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Hannibal Square Apartments can push your insurance cost up or down:

Older Building

Built in 1987 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$13

Est. Monthly

$159

Est. Annual

$11

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hannibal Square Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hannibal Square Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Winter Park.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Mentioned
1×
Maintenance Issues Mentioned
1×

On-Site Security

Controlled access Property manager on site Gated Sprinklers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Hannibal Square Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Hannibal Square Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

Free

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$100 / mo

Surface Lot

Monthly: assigned, covered parking if available.

Garage Lot

Monthly: assigned, covered parking if available.

Amenities

Special Features

Attached To A 7 Floor Garage - Covered Balcony Overlooking W.New England Black Slate Floorintg Cute Unit In This Upscale Building French Doors Open Onto Balcony Industrial look - open ceilings Laundry Room Off Kitchen No Smoking Overlooks W. New England Avenue Polished concrete floors Polished concrete floors - Separate Stall Shower And Tub In Primary Split Bedrooms Storage Unit, Secured Building & Parking Trash Room/Chute At End Of Hall Upscale Building With Garage Parking 2 Blocks from Park Ave and SunRail 2 Blocks From Park Ave, And The Sunrail 2 Blocks From SunRail 2 blocks from SunRail, churches, Library 2 Blocks To Park Ave Or SunRail 2 Blocks To Park Avenue And The Sunrail 2 Blocks To SunRail 7 Floor Garage Attached To Bldg Beatuiful Penthouse! Can Be 3/1 Or 2/1 + Office Free Parking Gated Underground Garage Large LR, DR & Kit - Open Concept Laundry Room Off Of Kitchen Only Two Blocks To Park Ave And SunRail Premier Building Spanish Tile Floors Top Floor Overlooking W. New England Trash Room / Trash Chute On Floor Walk To Restaurants And Shops Washer And Dryer In Unit 2 blocks from Park Ave., SunRail Beautiful Mediteranean Building Beautiful Unit ! Bldg Locks At 7pm-Access Card For Entran Enter Between Coffee Shop & Bridal Shop Enter B'Tween Coffee Shop & Bridal Shop Faces Beautiful Courtyard With Fountains high open ceilings High open industrial type ceilings Just Off W. New England Ave Open Industrial Type Ceiling Pet Friendly! Premier Bldg- Locks At 7pm / Access Card Recently Updated Recently Updated With New Kitchen Small Balcony Overlooking W New England Storage Room - Across Hallway Walk To Restaurants To Shops Attached to 7 floor garage- open parking Beautiful 2/2 Rarely Avail In The Plaza Building Attached To Parking Garage Building Locks At Night-Card Access Only Corner Of Welbourne & Virginia Ave Elevator Faces W. New England Ave French Doors Opening Onto Balcony Large Open Floorplan New Kitchen, Bathroom & Flooring! Open, industrial type ceilings Park Under Unit In Private Space Secure Building With Fob Access Only Short Walk To SunRail Two Balconies Walk out to shops and restaurants Walk to restaurants, shops and SunRail Walk to restaurants, shops, Walk To Restaurants, Shops, Park Ave. 2 Blocks From Park Avenue And Sunrail 2 Blocks To Park Ave 2nd Floor Unit Beautiful Unit W/French Doors To Balcony Covered Parking Under Unit Included Custom Built Ins Faces W. New England Avenue French Doors Open To Large Balcony Gated Parking Garage - Under Building Great balcony overlooking W. New England JUST RENOVATED! Large Storage Room Across Hall Large Studio With Offset For Bed Large Unit With Washer And Dryer Only Steps From Restaurants And Shops Open Floorplan Overlooks Beautiful Courtyard & Fountain Trash And Pest Control Included! Two blocks from Park Ave. and SunRail Very Unique And Beautiful Unit! Walk to shops, restaurants, SunRail 2 blocks from Park Ave 2 blocks from Park Ave & SunRail 2 Blocks From Park Ave And The Sunrail 2 Blocks from Park Ave. & SunRail 2 Blocks To Park Ave. And Sunrail Beautiful 2/2 And Rarely On Market Beautiful Kitchen W/Granite Countertops Beautiful Unit Facing W. New England Ave Convection Microwave (No Range/cooktop) Facing Courtyard Area French Doors Onto Balcony High Ceilings Immaculate Large private storage room included Laundry Room In Building On W. New England Ave Only 2 blocks to Park Ave W. New England Ave. Frontage!! Walk In Closets In Each Bedroom Walk To Shops, Restaurants 2 Blocks To Park Ave And SunRail 2 Blocks To Park Ave And The Sunrail Beautiful Kitchen W/Granite Beautiful Penthouse, Storage Unit Beautiful Unit! Black Slate Floors Card Access To Bldg After 7pm Elevator - 3rd Floor High Finished Ceilings Large Walk In Closets Lg Kitchen With Granite - Stainless App No Smoking & No Pets Parking under building Pet-friendly! Plenty Of Sunlight Private Parking & Balcony Under Building Garage Parking Space Under Building, Gated Garage Parking Walk to shops, restaurants, Park Ave. Walk to SunRail 2 Blocks To Park Ave & More Restaurants 3 Large Bedrooms Beautiful & Spacious End Unit Beautiful 2 story unit Beautiful Mediterranean Building Black Slate Flooring Crown Moulding Elevator In Building Faces W. New England Ave. Granite Countertops In Kitchen Granite in Kitchen Great Location! In The Plaza - 444 W New England Buildin Large Storage Room Across Hall Fm Unit Large Studio With Separate BR/No Door Large Unit With Washer & Dryer Laundry Room - Across Hall/ Large Laundry Room Across Hallway Newer Unit Over Coffee Shop Offset Area For Office Parking garage attached restaurants This Unit Has High Industrial Ceilings Top Floor Unit Trash And Pest Control Included Two Blocks To Park Ave And SunRail Under bldg gated parking w/card access Walk Out Onto W. New England Walk To Restaurants, Coffee Shops Walk to shops & restaurants Walk to Shops and restaurants Walk to shops, restaurants, Park Ave Wood Flooring

Community Features

Laundry Facilities Maintenance on site 24 Hour Access On-Site Retail Key Fob Entry Elevator Storage Space Disposal Chutes Courtyard Bicycle Storage Walk To Campus

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Storage Space Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Breakfast Nook Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Family Room Office Built-In Bookshelves Crown Molding Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what Hannibal Square Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Hannibal Square Apartments

Year Built: 1987
Stories: 7 stories
Units: 107
Phone: (689) 207-3890

From the property listing:

We have 9 beautiful, and unique buildings located in Hannibal Square: 400, 430, 433, 444, 470 and 558 W. New England Ave., 362 S. Pennsylvania Ave. and 402 W. Welbourne Ave. Onsite parking is available in our 7 story parking garage located at 362 S. Pennsylvania Ave. There are a limited number of storage and garage spaces available as well! Our apartment options include: studio, 1/1, 2/1, 2/2, 3/1 and 3/3. The properties are well maintained with onsite management and maintenance 5 days a week. In addition to the amazing restaurants, shops and businesses on W. New England and S.

Other Options Nearby

Still weighing your choices? Other communities in Winter Park — compare rent and estimated insurance cost side by side.

Seven41 Winter Park Apartments

Winter Park

$1,585 - $3,385 Ins: ~$12/mo

10006 Granite Ln Rental

Williamsburg

$2,565 Ins: ~$16/mo

1001 E Pine St Townhouse

Downtown Orlando

$1,825 Ins: ~$19/mo

10064 Marguex Dr Rental

East Orlando

$2,630 Ins: ~$16/mo

10112 Andover Point Cir Rental

East Orlando

$2,675 Ins: ~$16/mo

10121 Doriath Cir Rental

East Orlando

$2,800 Ins: ~$16/mo

Frequently Asked Questions

Does Hannibal Square Apartments require renters insurance?
We didn't find a public insurance requirement for Hannibal Square Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hannibal Square Apartments?
For this zip code and building type, expect to pay around $13/month ($159/year). Hannibal Square Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Hannibal Square Apartments?
Plan for $1,763 to $2,763/month all-in. That's base rent ($1,750 – $2,750), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Hannibal Square Apartments allow pets?
Pet policies at Hannibal Square Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Hannibal Square Apartments offer?
There is 1 floor plan available, a 2-bedroom layout. Rent ranges from $1,750 – $2,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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