Winter Park, FL

Seven41 Winter Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Seven41 Winter Park Apartments in Winter Park? Rent here runs $1,585 – $3,385, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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741 Clay St, Winter Park, FL 32789

Winter Park

Built 2021 4 stories 222 units
4.5/5 ·184 reviews Google
4/5 ·4 reviews Apt. Finder
$1,585 – $3,385 /month

Monthly Cost Breakdown at Seven41 Winter Park Apartments

The listed rent isn't the whole number. Here's what Seven41 Winter Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,597 – $3,397
Base Rent $1,585 – $3,385
Est. Renters Insurance $12/mo

Renters Insurance at Seven41 Winter Park Apartments

We found a few insurance details on Seven41 Winter Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Seven41 Winter Park Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$10

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Seven41 Winter Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Seven41 Winter Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $10/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Winter Park.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated Package lockers Sprinklers Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Seven41 Winter Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Seven41 Winter Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$325

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$25 / mo

Parking Fees

Surface Lot

Unreserved surface lot parking

Amenities

Special Features

Billiards Table Linen Closets With Built-in Shelving Smoke-free Community Choice Of Two Designer Kitchen Finishes Clubhouse With Gaming Room Saltwater Pool With Chaise Loungers Stainless Steel Whirlpool Appliances Flex Wfh Spaces With Co-working Booths Quartz Countertops And Tile Backsplash Spacious Walk-in Closets Conference Room W/ Computers & Printing Free Weights & Cardio Machines Full Size Ge Washer/dryer Access Controlled Building Short Term Leases Available Zen Courtyard 24/7 Package Lockers Hardwood Style Flooring Throughout Bike Racks Chrome Gooseneck Kitchen Faucets Freedom Rock Climber Rideshare Lounge Social Calendar Of Events Tech-rich Homes With Keyless Entry Fully Equipped Hiit Inspired Studio Hammock Garden Shaded Cabanas

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Conference Rooms Fenced Lot Sundeck Cabana Courtyard Grill Picnic Area Zen Garden Fitness Center Pool Bicycle Storage Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Tile Floors Walk-In Closets Linen Closet Double Pane Windows Large Bedrooms Balcony Grill

Pet Policy

Bringing a pet? Here's what Seven41 Winter Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$300 Fee
60 lb Weight Limit
2 Pet Limit
10 lb Weight Limit

About Seven41 Winter Park Apartments

Year Built: 2021
Stories: 4 stories
Units: 222
Phone: (689) 219-8027

From the property listing:

Welcome to Seven41 (Formerly known as Winter Park 2) featuring Winter Park, FL vibe with a gorgeous modern style. Brand new studio, one, and two bedroom apartments amplified by unrivaled finishes and amenities. Select Seven41 for its luxury.

Other Options Nearby

Still weighing your choices? Other communities in Winter Park — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Seven41 Winter Park Apartments require renters insurance?
We found specific coverage details on Seven41 Winter Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Seven41 Winter Park Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). Seven41 Winter Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $10/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Seven41 Winter Park Apartments?
Plan for $1,597 to $3,397/month all-in. That's base rent ($1,585 – $3,385), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Seven41 Winter Park Apartments allow pets?
Yes, Seven41 Winter Park Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $300 Fee. 60 lb Weight Limit. 2 Pet Limit. 10 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
What floor plans does Seven41 Winter Park Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,585 – $3,385. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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