Indigo West Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Indigo West Apartments in West Orlando? Rent here runs $1,253 – $2,009, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6101 Raleigh St, Orlando, FL 32835

West Orlando

Built 1998 3 stories 456 units
3.9/5 ·939 reviews Google
4/5 ·28 reviews Apt. Finder
$1,253 – $2,009 /month

Monthly Cost Breakdown at Indigo West Apartments

The listed rent isn't the whole number. Here's what Indigo West Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,272 – $2,028
Base Rent $1,253 – $2,009
Est. Renters Insurance $19/mo

Renters Insurance at Indigo West Apartments

We found a few insurance details on Indigo West Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Indigo West Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$19

Est. Monthly

$226

Est. Annual

$18

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Indigo West Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Indigo West Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Indigo West Apartments has on-site security features (Package service, Controlled access, Property manager on site, Covered parking, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned

On-Site Security

Package service Controlled access Property manager on site Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Indigo West Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Indigo West Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$200

Pets Fees

One-Time Pet Fee

Max of 255. Charged per pet.

$400

Monthly Pet Fee

Max of 255. Charged per pet.

$25 / mo

Parking Fees

Covered

Reserved carports available

Amenities

Special Features

Carpeting Courtesy Officer Prewired for Alarms Two Resort Style Pools Beautiful Lake Views Patio/Balcony with Storage Upgraded LED Lighting* Linen Closets Island Kitchens* On-Site Maintenance Outdoor Barbecue Grill & Picnic Area Remodeled Interior Finishes* Washer and Dryer Hookup White Quartz Counters* Wireless Internet in Clubhouse Extra Storage Large Walk-in Closets Resident Business Center Smoke-Free Community Stainless Steel Appliance Package* Washer and Dryer Available Bike Racks BILT Community - Earn Rewards By Paying Rent! Premium Wood-Style Plank Flooring* Detached Garages Available Social Areas

Community Features

Laundry Facilities Maintenance on site Trash Pickup - Door to Door Planned Social Activities Pet Play Area Car Wash Area Business Center Clubhouse Walk-Up Sundeck Cabana Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Vinyl Flooring High Ceilings Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Indigo West Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$400 Fee
65 lb Weight Limit

About Indigo West Apartments

Year Built: 1998
Stories: 3 stories
Units: 456
Phone: (689) 220-1046

From the property listing:

Indigo West is more than just an address in Orlando's MetroWest neighborhood. It's a destination for better living and bolder choices just minutes from Valencia College, Universal Studios, Walt Disney World, and Sea World Orlando. Indigo West apartments is also convenient to I-4, Hwy 408, and Florida's Turnpike. Every well-designed detail allows our community to be the place you'll love when you're home and miss when you're away. Relax and unwind at two resort-style swimming pools, or entertain in our new-and-improved clubhouse.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Indigo West Apartments require renters insurance?
We found specific coverage details on Indigo West Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Indigo West Apartments?
For this zip code and building type, expect to pay around $19/month ($226/year). Indigo West Apartments has security features that qualify for discounts — with those applied, you could pay as little as $18/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Indigo West Apartments?
Plan for $1,272 to $2,028/month all-in. That's base rent ($1,253 – $2,009), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Indigo West Apartments allow pets?
Yes, Indigo West Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 65 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Indigo West Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, controlled access, property manager on site, covered parking — features that can also qualify you for insurance discounts.
What floor plans does Indigo West Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,253 – $2,009. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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