505 Chatham Ave, Orlando, FL 32801
Downtown Orlando
Monthly Cost Breakdown at Modera Creative Village Apartments
The listed rent isn't the whole number. Here's what Modera Creative Village Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Modera Creative Village Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Modera Creative Village Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
AreaVibes
Crime grade: B+
What You'll Likely Pay
$16
Est. Monthly
$196
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Modera Creative Village Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Modera Creative Village Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $128/yr |
| USAA | $12/mo | $144/yr |
| State Farm | $16/mo | $192/yr |
| Progressive | $17/mo | $208/yr |
| Safeco | $17/mo | $208/yr |
| Travelers | $19/mo | $224/yr |
| Allstate | $20/mo | $240/yr |
| Nationwide | $20/mo | $240/yr |
| Farmers | $21/mo | $256/yr |
| Liberty Mutual | $24/mo | $289/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Modera Creative Village Apartments has on-site security features (Package service) that insurers recognize with premium discounts.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Modera Creative Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Resident Liability Program
Charged per unit.
Trash
Charged per unit.
Internet Service
Charged per unit.
RentPlus (Credit Reporting)
On-time rent payment credit reporting. Charged per unit.
Electric
Paid directly to the service provider. Charged per unit.
Common Area Electricity
Billed by Conservice and paid to community. Charged per unit
Gas
Billed by Conservice and paid to community. Charged per unit
Sewer
Billed by Conservice and paid to community. Charged per unit
Water
Billed by Conservice and paid to community. Charged per unit
Application Fee
Charged per applicant.
Administration Fee
Charged per unit.
Security Deposit
Subject to screening approval. Charged per unit.
Pets Fees
Pet Screening
Dog
Pet Fee
Max of 2. Charged per pet.
Pet Rent
Max of 2. Charged per pet.
Parking Fees
Parking (Second Space)
Max of 1. Limited to 1 per leaseholder, max of 2 per home Charged per vehicle.
Parking (First Space)
Max of 1. Limited to 1 per leaseholder, max of 2 per home Charged per vehicle.
Addons Fees
Lease Modifications
Charged per unit.
Situational Fees
Transfer Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Modera Creative Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Modera Creative Village Apartments
From the property listing:
Modera Creative Village apartments in downtown Orlando provide a place to thrive! When you choose a comfy studio, one, two, or three-bedroom floor plan, you will find perfect functionality combined with a beautiful aesthetic. Each apartment is designed with the way you live in mind and includes Smarthome features, stunning kitchens, and plenty of storage. All plans are spacious enough to spread out and express your style. A brand new home awaits your next chapter.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
1001 E Pine St Townhouse
Downtown Orlando
102 W King St Apartment
Downtown Orlando
1039 25th St Rental
Downtown Orlando
1144 Delaney Ave Condo
Downtown Orlando
1320 W Smith St Rental
Downtown Orlando
1326 42nd St Rental
Downtown Orlando
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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