Rent Prosper at Cypress Pointe Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Rent Prosper at Cypress Pointe Apartments in West Orlando? Rent here runs $1,230 – $1,988, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Rent Prosper at Cypress Pointe Apartments

Compare renters insurance quotes in seconds

4180 Versailles Dr, Orlando, FL 32808

West Orlando

Built 1982 3 stories 62 units
4.4/5 ·9 reviews Google
Apt. Finder
$1,230 – $1,988 /month

Monthly Cost Breakdown at Rent Prosper at Cypress Pointe Apartments

The listed rent isn't the whole number. Here's what Rent Prosper at Cypress Pointe Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,310 – $2,068
Base Rent $1,230 – $1,988
Required Monthly Fees $60
Est. Renters Insurance $20/mo

Renters Insurance at Rent Prosper at Cypress Pointe Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Rent Prosper at Cypress Pointe Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$20

Est. Monthly

$245

Est. Annual

$19

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Rent Prosper at Cypress Pointe Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Rent Prosper at Cypress Pointe Apartments:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $200/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $19/mo $234/yr
Allstate $21/mo $250/yr
Nationwide $21/mo $250/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Rent Prosper at Cypress Pointe Apartments has on-site security features (Gated) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Rent Prosper at Cypress Pointe Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Rent Prosper at Cypress Pointe Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$10 / mo

Resident Shield (Liability Insurance)

Charged per unit.

$20 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$100

Pets Fees

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$50 / mo

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$50 / mo

Amenities

Special Features

Granite Countertops* Planked floor Apartments* Large Closets Patio/Balcony Keyless Entry Rosemont Community Center is 2 min away Large floorplans Tile Flooring* Upgraded Kitchens* Private Entries* Lake Orlando Efficient Appliances Stainless Steel Appliances* W/D Hookup

Community Features

Fitness Center Pool Playground Tennis Court

Floor Plan Amenities

Washer/Dryer Hookup Granite Countertops Stainless Steel Appliances Kitchen Tile Floors Balcony

Pet Policy

Bringing a pet? Here's what Rent Prosper at Cypress Pointe Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About Rent Prosper at Cypress Pointe Apartments

Year Built: 1982
Stories: 3 stories
Units: 62
Phone: (321) 316-6110

From the property listing:

Escape the ordinary and embrace a life of comfort and convenience at Cypress Pointe. Enjoy the tranquility of lakeside living, coupled with an abundance of recreational opportunities and easy access to Orlando's world-class attractions. Come home to Cypress Pointe, where every day feels like a vacation. Offering a serene atmosphere coupled with convenient access to all that Orlando has to offer, Cypress Pointe is the ideal location for those seeking a balanced lifestyle.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Rent Prosper at Cypress Pointe Apartments require renters insurance?
We didn't find a public insurance requirement for Rent Prosper at Cypress Pointe Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Rent Prosper at Cypress Pointe Apartments?
For this zip code and building type, expect to pay around $20/month ($245/year). Rent Prosper at Cypress Pointe Apartments has security features that qualify for discounts — with those applied, you could pay as little as $19/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Rent Prosper at Cypress Pointe Apartments?
Plan for $1,310 to $2,068/month all-in. That's base rent ($1,230 – $1,988), plus $60/month in required fees (trash, utilities, etc.), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Rent Prosper at Cypress Pointe Apartments allow pets?
Yes, Rent Prosper at Cypress Pointe Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Rent Prosper at Cypress Pointe Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find gated — features that can also qualify you for insurance discounts.
What floor plans does Rent Prosper at Cypress Pointe Apartments offer?
There are 5 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $1,230 – $1,988. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Rent Prosper at Cypress Pointe Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.