4180 Versailles Dr, Orlando, FL 32808
West Orlando
Monthly Cost Breakdown at Rent Prosper at Cypress Pointe Apartments
The listed rent isn't the whole number. Here's what Rent Prosper at Cypress Pointe Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Rent Prosper at Cypress Pointe Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Rent Prosper at Cypress Pointe Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: B+
What You'll Likely Pay
$20
Est. Monthly
$245
Est. Annual
$19
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Rent Prosper at Cypress Pointe Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Rent Prosper at Cypress Pointe Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.
B+
Area Crime Grade
Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Rent Prosper at Cypress Pointe Apartments has on-site security features (Gated) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Rent Prosper at Cypress Pointe Apartments.
FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Rent Prosper at Cypress Pointe Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash
Charged per unit.
Resident Shield (Liability Insurance)
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Rent Prosper at Cypress Pointe Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Rent Prosper at Cypress Pointe Apartments
From the property listing:
Escape the ordinary and embrace a life of comfort and convenience at Cypress Pointe. Enjoy the tranquility of lakeside living, coupled with an abundance of recreational opportunities and easy access to Orlando's world-class attractions. Come home to Cypress Pointe, where every day feels like a vacation. Offering a serene atmosphere coupled with convenient access to all that Orlando has to offer, Cypress Pointe is the ideal location for those seeking a balanced lifestyle.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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How much is renters insurance at Rent Prosper at Cypress Pointe Apartments?
What will I actually pay per month at Rent Prosper at Cypress Pointe Apartments?
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What floor plans does Rent Prosper at Cypress Pointe Apartments offer?
Get Renters Insurance for Rent Prosper at Cypress Pointe Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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