Seminole Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Seminole Ridge Apartments in West Orlando? Rent here runs $1,333 – $1,733, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2750 Renegade Dr, Orlando, FL 32818

West Orlando

Built 2000 2 stories 240 units
3.4/5 ·73 reviews Google
2 reviews Apt. Finder
$1,333 – $1,733 /month

Monthly Cost Breakdown at Seminole Ridge Apartments

The listed rent isn't the whole number. Here's what Seminole Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,351 – $1,751
Base Rent $1,333 – $1,733
Est. Renters Insurance $18/mo

Renters Insurance at Seminole Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Seminole Ridge Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$18

Est. Monthly

$215

Est. Annual

$17

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Seminole Ridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Seminole Ridge Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Seminole Ridge Apartments has on-site security features (Package service, Controlled access, Property manager on site) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned

On-Site Security

Package service Controlled access Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Seminole Ridge Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Seminole Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Amenities

Community Features

Laundry Facilities Maintenance on site Business Center Sundeck Playground Basketball Court Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Disposal Kitchen Range Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings

About Seminole Ridge Apartments

Year Built: 2000
Stories: 2 stories
Units: 240
Phone: (689) 219-5262

From the property listing:

From the very first day, you're at home. Seminole Ridge offers the best of both worlds--apartment homes of distinction at affordable prices! Convenient to Colonial Drive and the East-West Expressway, Seminole Ridge's stylish apartment homes are loaded with extras, such as two full baths in every apartment, large closets, breakfast bar, central heat and air, and a modern, fully-equipped kitchen. Outside, you'll appreciate a wide range of amenities, including a swimming and wading pool, basketball and volleyball courts, barbeque area, car wash, and much more.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Seminole Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Seminole Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Seminole Ridge Apartments?
For this zip code and building type, expect to pay around $18/month ($215/year). Seminole Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $17/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Seminole Ridge Apartments?
Plan for $1,351 to $1,751/month all-in. That's base rent ($1,333 – $1,733), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Seminole Ridge Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, controlled access, property manager on site — features that can also qualify you for insurance discounts.
What floor plans does Seminole Ridge Apartments offer?
There are 8 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,333 – $1,733. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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