Village at Baldwin Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Village at Baldwin Park Apartments in Eastside? Rent here runs $1,791 – $5,937, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Village at Baldwin Park Apartments

Compare renters insurance quotes in seconds

2055 Lake Baldwin Ln, Orlando, FL 32814

Eastside

Built 2008 3 stories 528 units
4.5/5 ·362 reviews Google
5/5 ·23 reviews Apt. Finder
$1,791 – $5,937 /month

Monthly Cost Breakdown at Village at Baldwin Park Apartments

The listed rent isn't the whole number. Here's what Village at Baldwin Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,805 – $5,951
Base Rent $1,791 – $5,937
Est. Renters Insurance $14/mo

Renters Insurance at Village at Baldwin Park Apartments

We found a few insurance details on Village at Baldwin Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Village at Baldwin Park Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: B+

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Village at Baldwin Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Village at Baldwin Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Village at Baldwin Park Apartments has on-site security features (Package service) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Noise Mentioned

On-Site Security

Package service

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Village at Baldwin Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Village at Baldwin Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$80

Administrative Fee

Charged per unit.

$250

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Amenities

Special Features

Built-in Desk and Shelving Double Sinks in Primary Bathroom 9 Foot Ceilings with Crown Molding Large Closets LED Lighting French Door Refrigerators Townhome Floor Plans Available Car Care Center Garden Tubs with Rain Shower Heads Renovated Kitchens with Granite Subway Tile Backslash and Undercabinet Lighting

Community Features

Business Center Clubhouse Walk-Up Fitness Center Pool Tennis Court Volleyball Court

Floor Plan Amenities

Washer/Dryer Stainless Steel Appliances

Pet Policy

Bringing a pet? Here's what Village at Baldwin Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Village at Baldwin Park Apartments

Year Built: 2008
Stories: 3 stories
Units: 528
Phone: (352) 632-9622

From the property listing:

Discover the newly renovated Orlando apartments at Village at Baldwin Park! No detail was spared when cultivating the modern, thoughtfully-designed 1, 2, 3 bedroom apartment and townhome options available. Enjoy the sparkling ponds, renovated clubhouse, pristine tennis courts, well-equipped fitness center, and the waterside, resort-style pool without having to step foot outside of your pet-friendly community.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Village at Baldwin Park Apartments require renters insurance?
We found specific coverage details on Village at Baldwin Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Village at Baldwin Park Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Village at Baldwin Park Apartments?
Plan for $1,805 to $5,951/month all-in. That's base rent ($1,791 – $5,937), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Village at Baldwin Park Apartments allow pets?
Yes, Village at Baldwin Park Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Village at Baldwin Park Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service — features that can also qualify you for insurance discounts.
What floor plans does Village at Baldwin Park Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,791 – $5,937. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Village at Baldwin Park Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.