12318 Commander Dr, San Antonio, TX 78245
Southwest San Antonio
Monthly Cost Breakdown at 12318 Commander Dr Rental
The listed rent isn't the whole number. Here's what 12318 Commander Dr Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 12318 Commander Dr Rental
What Affects Your Premium Here
Every building is different. These factors specific to 12318 Commander Dr Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 12318 Commander Dr Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 12318 Commander Dr Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
Amenities
Floor Plan Amenities
About 12318 Commander Dr Rental
From the property listing:
Special security deposit offer: Pay just 50% of your base rent as your security deposit (taxes and fees not included), valid for new applicants who sign a 12-month lease by April 30, 2026. Offer is contingent on application approval and execution of a lease agreement. Other terms and conditions may apply. This home, constructed in 2018, is located in the Luckey Ranch community. This property is professionally managed by AMH, a leading single-family rental company.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.
12045 Latour Vly Rental
Southwest San Antonio
12230 Commander Dr Rental
Southwest San Antonio
12331 Carlson Valley Rental
Southwest San Antonio
1518 Huron St Rental
Southwest San Antonio
231 Wilcox Ave Rental
Southwest San Antonio
2722 Robles St Rental
Southwest San Antonio
Frequently Asked Questions
Does 12318 Commander Dr Rental require renters insurance?
How much is renters insurance at 12318 Commander Dr Rental?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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