231 Wilcox Ave Rental: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at 231 Wilcox Ave Rental in Southwest San Antonio? Rent here runs From $1,225, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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231 Wilcox Ave, San Antonio, TX 78211

Southwest San Antonio

From $1,225 /month

Monthly Cost Breakdown at 231 Wilcox Ave Rental

The listed rent isn't the whole number. Here's what 231 Wilcox Ave Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,239
Base Rent $1,225
Est. Renters Insurance $14/mo

Renters Insurance at 231 Wilcox Ave Rental

What Affects Your Premium Here

Every building is different. These factors specific to 231 Wilcox Ave Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 231 Wilcox Ave Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 231 Wilcox Ave Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at 231 Wilcox Ave Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

$1,225

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Cable Ready Hardwood Floors Vinyl Flooring Lawn

Pet Policy

Bringing a pet? Here's what 231 Wilcox Ave Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 231 Wilcox Ave Rental

Phone: (210) 726-4318

From the property listing:

Property Id: 822087 Availabe May 1 Perfect for renters looking for an affordable home in a central location with great accessibility. Two large bedrooms and 1 bath home with large family room, front room and eat-in kitchen. There is alot of space for everyone. Spacious fenced in backyard with covered patio and detached garage. Laundry hookups are in the separate garage and backyard has alley access. This property features a functional layout with a bright living space, The home provides a welcoming atmosphere with plenty of natural light throughout.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 231 Wilcox Ave Rental require renters insurance?
We didn't find a public insurance requirement for 231 Wilcox Ave Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 231 Wilcox Ave Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 231 Wilcox Ave Rental?
Plan for about $1,239/month all-in. That's base rent (From $1,225), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 231 Wilcox Ave Rental allow pets?
Yes, 231 Wilcox Ave Rental is pet-friendly. Here are the details: . Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What parking is available at 231 Wilcox Ave Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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