1310 Sutton Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at 1310 Sutton Dr Rental in Westside San Antonio? With rent at $1,200 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1310 Sutton Dr, Unit 1, San Antonio, TX 78228

Westside San Antonio

$1,200 /month

Monthly Cost Breakdown at 1310 Sutton Dr Rental

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1310 Sutton Dr Rental is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,214 – $1,214
Base Rent $1,200
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at 1310 Sutton Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1310 Sutton Dr Rental can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1310 Sutton Dr Rental based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1310 Sutton Dr Rental:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1310 Sutton Dr Rental tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Parking Fees

Surface Lot

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1310 Sutton Dr Rental.

On-Site Security

Gated

Amenities

Floor Plan Amenities

Ceiling Fans Smoke Free Tub/Shower Stainless Steel Appliances Eat-in Kitchen Kitchen Oven Refrigerator Freezer Instant Hot Water Tile Floors Vinyl Flooring Family Room Built-In Bookshelves Mother-in-law Unit Porch Yard Lawn

Pet Policy

Bringing a pet? Here's what 1310 Sutton Dr Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • No Pets Allowed

About 1310 Sutton Dr Rental

Beautiful duplex 2 bed and 1 bath units with big yards for families and entertainment with new and renovated kitchens with gated parking. Front Unit Available Now! * Price shown is base rent and may not include non-optional fees and utilities. Price and availability is subject to change without notice. * Square footage definitions vary. Displayed square footage is approximate.

Phone: (830) 448-0107

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

1400 North Apartments

Westside San Antonio

$695 - $749 Ins: ~$15/mo

1814 W Summit Ave. Apartment

Westside San Antonio

$980 Ins: ~$14/mo

202 Las Palmas Dr Rental

Westside San Antonio

$1,600 Ins: ~$14/mo

250 Senisa Dr Apartment

Westside San Antonio

$1,250 Ins: ~$14/mo

3127 War Arrow Dr Rental

Westside San Antonio

$245 Ins: ~$14/mo

4222 Woodmanor Dr Apartment

Westside San Antonio

$1,000 Ins: ~$14/mo

Frequently Asked Questions

Does 1310 Sutton Dr Rental require renters insurance?
We didn't find a public insurance requirement for 1310 Sutton Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1310 Sutton Dr Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). 1310 Sutton Dr Rental has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1310 Sutton Dr Rental?
Plan for $1,214 to $1,214/month all-in. That's base rent ($1,200), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1310 Sutton Dr Rental allow pets?
Yes, 1310 Sutton Dr Rental is pet-friendly. Here are the details: No Pets Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What parking is available at 1310 Sutton Dr Rental?
Surface Lot Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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