923 McIlvaine Townhouse: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at 923 McIlvaine Townhouse in North Central San Antonio? Rent here runs From $1,500, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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923 McIlvaine, Unit 101, San Antonio, TX 78201

North Central San Antonio

From $1,500 /month

Monthly Cost Breakdown at 923 McIlvaine Townhouse

The listed rent isn't the whole number. Here's what 923 McIlvaine Townhouse actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,514
Base Rent $1,500
Est. Renters Insurance $14/mo

Renters Insurance at 923 McIlvaine Townhouse

What Affects Your Premium Here

Every building is different. These factors specific to 923 McIlvaine Townhouse can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 923 McIlvaine Townhouse based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 923 McIlvaine Townhouse:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Amenities

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Pantry Island Kitchen Kitchen Oven Range Refrigerator Instant Hot Water Hardwood Floors Tile Floors Dining Room Family Room Walk-In Closets Linen Closet Double Pane Windows Window Coverings Porch Deck Yard

Pet Policy

Bringing a pet? Here's what 923 McIlvaine Townhouse allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

No Pets Allowed

About 923 McIlvaine Townhouse

Phone: (726) 600-7082

From the property listing:

Fabulous Unit! 3 bedroom, 2 bathrooms, completely renovated property!! new roof, AC, flooring, electrical and plumbing system, all new appliances kitchen etc. Centrally located, easy access to downtown, airport, schools, highways and shopping! Call us today!

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 923 McIlvaine Townhouse require renters insurance?
We didn't find a public insurance requirement for 923 McIlvaine Townhouse, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 923 McIlvaine Townhouse?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 923 McIlvaine Townhouse?
Plan for about $1,514/month all-in. That's base rent (From $1,500), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 923 McIlvaine Townhouse allow pets?
No, 923 McIlvaine Townhouse does not allow pets.
What parking is available at 923 McIlvaine Townhouse?
Surface Lot Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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