8555 Laurens Ln, San Antonio, TX 78218
North Central San Antonio
Monthly Cost Breakdown at Algarita Lakeside Apartments
The listed rent isn't the whole number. Here's what Algarita Lakeside Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Algarita Lakeside Apartments
We found a few insurance details on Algarita Lakeside Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Algarita Lakeside Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Algarita Lakeside Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Algarita Lakeside Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Algarita Lakeside Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Administrative Fee
Application Fee Per Applicant
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Algarita Lakeside Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Algarita Lakeside Apartments
From the property listing:
Featuring unparalleled lake views with walking trails and wide-open floorplans, Algarita Lakeside Apartments is San Antonio’s hidden gem. Tucked in the quiet Oakwell Farms neighborhood, seconds to the intersection of 410/35 highways. Get to any destination quickly without hassle!Our selection of floorplans offers wrap-around porches, lake views, and lots of windows for natural light. Vaulted ceilings, washer and dryer connections, a plethora of kitchen cabinets, newer appliances, quartz countertops, wood plank flooring, and modern fixtures are all part of Lakeside Living.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.
521 W Ridgewood Ct Apartment
North Central San Antonio
923 McIlvaine Townhouse
North Central San Antonio
Aberdeen Acres Apartments
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Alamo Park Apartments
North Central San Antonio
Arabella Apartments
North Central San Antonio
Artessa at Quarry Village Apartments
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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