The Peanut Factory Lofts: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at The Peanut Factory Lofts in Downtown San Antonio? Rent here runs $995 - $2,295, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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939 S Frio St, San Antonio, TX 78207

Downtown San Antonio

Built 1912 5 stories 102 units
4/5 ·5 reviews
$995 - $2,295 /month

Monthly Cost Breakdown at The Peanut Factory Lofts

The listed rent isn't the whole number. Here's what The Peanut Factory Lofts actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,010 – $2,310
Base Rent $995 – $2,295
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at The Peanut Factory Lofts

What Affects Your Premium Here

Every building is different. These factors specific to The Peanut Factory Lofts can push your insurance cost up or down:

Older Building

Built in 1912 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Peanut Factory Lofts based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Peanut Factory Lofts:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Peanut Factory Lofts.

On-Site Security

Controlled access Property manager on site Gated Sprinklers Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at The Peanut Factory Lofts. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Security deposit is based on floor plan

$50

Administrative Fee

Security deposit is based on floor plan

$0

Security Deposit - Refundable

Security deposit is based on floor plan

$350 - $600

Pets Fees

Pet Deposit

$300

Monthly Pet Fee

$30 / mo

Parking Fees

Parking Fee

$50 / mo

Amenities

Special Features

BBQ/Picnic Area Carport

Community Features

Maintenance on site 24 Hour Access Trash Pickup - Door to Door Renters Insurance Program Online Services Pet Play Area Public Transportation Wheelchair Accessible Elevator Storage Space Vintage Building Fenced Lot Cabana Courtyard Grill Picnic Area Fitness Center Pool Private Bathroom Walk To Campus

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Family Room Built-In Bookshelves Vaulted Ceiling Views Walk-In Closets Loft Layout Window Coverings Large Bedrooms Balcony Patio Lawn

Pet Policy

Bringing a pet? Here's what The Peanut Factory Lofts allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $300 Deposit
  • $30 Monthly Pet Rent

About The Peanut Factory Lofts

Set in the heart of downtown San Antonio, Texas, and on Alazan Creek, The Peanut Factory Lofts puts you right where you want to be. These modern residences are surrounded by the areas finest shopping, dining and entertainment options including historic Market Square, Rivercenter Mall, Lone Star Arts District, Brackenridge Park and convenient access to the downtown UTSA campus. If you are a student come check out the many reasons why you should choose Peanut Factory Lofts. With flats, lofts, studios, townhomes and silo-style layouts, The Peanut Factory Lofts is the perfect mesh between historic and modern style. These contemporary apartment homes have been wonderfully designed and include the latest styles and features. Our community amenities include trash service, 24/7 gym and a resort style pool. View our availability to see why we are the best in the downtown area.

Year Built: 1912
Stories: 5
Total Units: 102
Phone: (726) 216-7183

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does The Peanut Factory Lofts require renters insurance?
We didn't find a public insurance requirement for The Peanut Factory Lofts, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Peanut Factory Lofts?
For this zip code and building type, expect to pay around $15/month ($184/year). The Peanut Factory Lofts has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Peanut Factory Lofts?
Plan for $1,010 to $2,310/month all-in. That's base rent ($995 - $2,295), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Peanut Factory Lofts allow pets?
Yes, The Peanut Factory Lofts is pet-friendly. Here are the details: Dogs and Cats Allowed. $300 Deposit. $30 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Peanut Factory Lofts offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $995 - $2,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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