3729 10th Ave, San Diego, CA 92103
Hillcrest
Monthly Cost Breakdown at 10th and Robinson Apartments
The listed rent isn't the whole number. Here's what 10th and Robinson Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 10th and Robinson Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 10th and Robinson Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$15
Est. Monthly
$179
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10th and Robinson Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 10th and Robinson Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $117/yr |
| USAA | $11/mo | $132/yr |
| State Farm | $15/mo | $176/yr |
| Progressive | $16/mo | $190/yr |
| Safeco | $16/mo | $190/yr |
| Travelers | $17/mo | $205/yr |
| Allstate | $18/mo | $219/yr |
| Nationwide | $18/mo | $219/yr |
| Farmers | $20/mo | $234/yr |
| Liberty Mutual | $22/mo | $263/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10th and Robinson Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Special Features
Floor Plan Amenities
About 10th and Robinson Apartments
From the property listing:
Boring, cookie-cutter floor plans? Absolutely not. Brand-new layouts designed to fit your lifestyle? 100% YES. Forget sky-high rents and outrageous move-in costs. At 10th and Robinson, we’re offering the best deals in the area. At 10th and Robinson, you do not need to stray far from home, whether hitting a workout in our 24 hour fitness center, cooking on grills, or soaking up the sun at our rooftop spa, 10th and Robinson has you covered!
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
1st & Penn Apts - 1penn
Hillcrest
3550 Park Apartments
Hillcrest
402 Arbor Dr Apartments
Hillcrest
8th and U Apartments
Hillcrest
Antone Apartments
Hillcrest
Arbor Crest on Fourth Apartments
Hillcrest
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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