Antone Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at Antone Apartments in Hillcrest? Rent here runs From $2,095, and renters insurance adds about $20/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4052 1/2 Brant St, San Diego, CA 92103

Hillcrest

Built 1958 2 stories 67 units
4/5 ·3 reviews Google
Apt. Finder
From $2,095 /month

Monthly Cost Breakdown at Antone Apartments

The listed rent isn't the whole number. Here's what Antone Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,115
Base Rent $2,095
Est. Renters Insurance $20/mo

Renters Insurance at Antone Apartments

We found a few insurance details on Antone Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Antone Apartments can push your insurance cost up or down:

Older Building

Built in 1958 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$20

Est. Monthly

$235

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Antone Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Antone Apartments:

Carrier Monthly Annual
Lemonade $10/mo $117/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $190/yr
Safeco $16/mo $190/yr
Travelers $17/mo $205/yr
Allstate $18/mo $219/yr
Nationwide $18/mo $219/yr
Farmers $20/mo $234/yr
Liberty Mutual $22/mo $263/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $20/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. Antone Apartments also has on-site security features (Property manager on site, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Property manager on site Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Antone Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Antone Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$40

Parking Fees

Covered

Some Apartments come with a covered carport as assigned spot

Garage Lot

Some Apartments come with Garage as assigned Spot

Surface Lot

Some Apartments come with Assigned Parking. Limited availability for a Surface Lot additional spot@ $50 Per month

Amenities

Special Features

Close to the downtown district hot water On site Laundry Community Pool Pantry In Select Units Pool Quaint small community stainless steel appliances Assigned Parking Easy Freeway Access 163/5 electric No Pets Off Street Parking Over the stove Microwave Public Transportation Stainless Steel Refrigerator Storage 1-Car Garage Carport Parking W/storage* (1 Spot) Hardwood Floors Tranquil Canyon Views Tub/shower Combo Vinyl Flooring 1-Assigned Parking Close to shopping Community Laundry Gas Cooking In Select Units Semi Private Garage For Vehicle Parking water sewer trash Ceiling Fans Garages (call for details) Nicely landscaped Parking Spot Included! Partial View Of Canyon Bar Counter Close to dining and entertainment Covered parking Great View Of City And Canyon Microwave In Select Units* Offering Studios, 1 and 2 bedroom apartments Outstanding View Of The Canyon Some Tandum Parking Spectacular Views (1) Off-Street Parking Community Laundry Room Covered Parking (1 Assigned) Onsite Laundry Private Balcony or Patio Refrigerator/freezer

Community Features

Laundry Facilities Maintenance on site Recycling Public Transportation Walk-Up Courtyard Pool Gas Range

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Dishwasher Disposal Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Instant Hot Water Quartz Countertops Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Vaulted Ceiling Bay Window Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Floor to Ceiling Windows Balcony Patio

Pet Policy

Bringing a pet? Here's what Antone Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

No Pets Allowed

About Antone Apartments

Year Built: 1958
Stories: 2 stories
Units: 67
Phone: (619) 614-7523

From the property listing:

Small community living at Antone Apartments includes responsive on-site Maintenance and Management that care, Online rent payments, 24 hour laundry rooms with Cycle Pay App, Peaceful sitting areas with Canyon views and a Pool. Parks, Vons Grocery, Lazy Acres Market, great restaurants, coffee houses and DOUGHNUTS! are steps away from your front door. Close to all major freeways, Hospitals, Beaches, Bays, Hiking, Balboa Park, Downtown, The Gaslamp quarter, Little Italy, and Petco Park, home to the Padres!

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Antone Apartments require renters insurance?
We found specific coverage details on Antone Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Antone Apartments?
For this zip code and building type, expect to pay around $20/month ($235/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Antone Apartments?
Plan for about $2,115/month all-in. That's base rent (From $2,095), plus roughly $20/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Antone Apartments allow pets?
No, Antone Apartments does not allow pets.
How safe is the area around Antone Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find property manager on site, covered parking, on site maintenance — features that can qualify for premium discounts.
What floor plans does Antone Apartments offer?
There is 1 floor plan available, a 1-bedroom layout. Rent ranges from From $2,095. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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