3808 Georgia St, San Diego, CA 92103
North Park
Monthly Cost Breakdown at 55+ Senior Living- Georgia Regency Apartments
The listed rent isn't the whole number. Here's what 55+ Senior Living- Georgia Regency Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 55+ Senior Living- Georgia Regency Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 55+ Senior Living- Georgia Regency Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$17
Est. Monthly
$204
Est. Annual
$15
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 55+ Senior Living- Georgia Regency Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 55+ Senior Living- Georgia Regency Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $117/yr |
| USAA | $11/mo | $132/yr |
| State Farm | $15/mo | $176/yr |
| Progressive | $16/mo | $190/yr |
| Safeco | $16/mo | $190/yr |
| Travelers | $17/mo | $205/yr |
| Allstate | $18/mo | $219/yr |
| Nationwide | $18/mo | $219/yr |
| Farmers | $20/mo | $234/yr |
| Liberty Mutual | $22/mo | $263/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines. 55+ Senior Living- Georgia Regency Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 55+ Senior Living- Georgia Regency Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 55+ Senior Living- Georgia Regency Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Parking Fees
Covered
Parking Available
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 55+ Senior Living- Georgia Regency Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 55+ Senior Living- Georgia Regency Apartments
From the property listing:
Introducing the newly renovated Georgia Regency Senior Apartment Homes (age 55+ in Hillcrest / North Park, highly desirable neighborhoods located in the heart of San Diego. Be the first to live in these ground up renovated 1 and 2 bedroom apartments that offer a wide variety of features: - 100% New Kitchen with soft close kitchen drawers, built in Lazy Susan for extra storage - Stainless steel appliance and fixtures - New modern bathroom with new vanity, bathtub, back-lit mirror and built in linen closet - Walk in closet - New double pane windows
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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