San Diego, CA

AZUL North Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at AZUL North Park Apartments in North Park? Rent here runs $2,452 – $4,496, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4499 Ohio St, San Diego, CA 92116

North Park

Managed by Greystar Built 2022 5 stories 150 units
4.7/5 ·60 reviews Google
5/5 ·28 reviews Apt. Finder
$2,452 – $4,496 /month

Monthly Cost Breakdown at AZUL North Park Apartments

The listed rent isn't the whole number. Here's what AZUL North Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,482 – $4,526
Base Rent $2,452 – $4,496
Required Monthly Fees $15
Est. Renters Insurance $15/mo

Renters Insurance at AZUL North Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to AZUL North Park Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$15

Est. Monthly

$179

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for AZUL North Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near AZUL North Park Apartments:

Carrier Monthly Annual
Lemonade $10/mo $117/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $190/yr
Safeco $16/mo $190/yr
Travelers $17/mo $205/yr
Allstate $18/mo $219/yr
Nationwide $18/mo $219/yr
Farmers $20/mo $234/yr
Liberty Mutual $22/mo $263/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. AZUL North Park Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for AZUL North Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at AZUL North Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control Services

Amount for pest control services. Charged per unit.

$2.50 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$4.88 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Hot Water Energy

Usage-Based (Utilities).Amount for energy to heat water and/or central system services delivered to the building and/or rental home. Charged per unit.

Varies / mo

Utility - Water

Usage-Based (Utilities).Amount for provision and consumptionof water Charged per unit.

Varies / mo

Utility - Sewer

Usage-Based (Utilities).Amount for provision of sewer services. Charged per unit.

Varies / mo

Trash Services - CA

Usage-Based (Utilities).Trash services provided only in California. Charged per unit.

Varies / mo

Porter Service Rebill

Usage-Based (Utilities).Amount associated with billing back third-party porter services. Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$35

Holding Deposit (Refundable)

Amount to hold rental home off the market at time of application. Amount applied to security deposit and/or amounts owed upon application approval. Refundable per terms of application. Charged per unit.

$500

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$500

Pets Fees

Pet Deposit (Refundable)

| Restrictions: Greystar Standard Breed Restrictions

$500

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet

$50 / mo

Parking Fees

Parking Fee

Max of 1. Amount for electric vehicle space; reserved or pay-per-use station. May be subject to availability. Charged per rentable item.

$75 / mo

Parking Fee

Max of 1. Usage-Based (Utilities).Amount for electric vehicle space; reserved or pay-per-use station. May be subject to availability. Charged per vehicle.

Varies

Parking Fee

Max of 1. Amount for parking space/services. May be subject to availability. Charged per rentable item.

$25 / mo

Parking Fee

Max of 1. Amount for tandem parking space/services. May be subject to availability. Charged per rentable item.

$125 / mo

Parking - Reserved

Max of 1. Amount for reserved parking space/services. May besubject to availability. Charged per rentable item.

$100 / mo

Addons Fees

Package Services - Registration

Amount to register for package services. Charged per unit. Payable to 3rd Party

$20

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program. Charged per unit.

$14.50 / mo

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per unit.

$50 / hour

Renters Liability Only

Amount for required Renters Liability Policy. Charged per unit.

$10.75 / occurence

Situational Fees

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

100% of base rent

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$25 - $35 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$5 - $50 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$75 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Amenities

Special Features

Balcony Bike Storage California Room w/ fireplace Clubroom Co-Workspace Full Height Tiled Kitchen Backsplash Lobby Lounge Location Corner Unit Nest Thermostat: Central A/C and Heat Outdoor Lounge w/ firepit Overhead Light in Bedroom and Living Room Pool/Jacuzzi Private Patio/ Balcony Quartz countertop Underground Parking Unit & Living Room Window Coverings View Courtyard View South View West Whirlpool Washer and Dryer Zen Garden w/ firepit

Community Features

Business Center Clubhouse Lounge Courtyard Zen Garden Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Washer/Dryer Air Conditioning Fireplace Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Quartz Countertops Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what AZUL North Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$500 – $500 Deposit
$50 Monthly Pet Rent

About AZUL North Park Apartments

Year Built: 2022
Stories: 5 stories
Units: 150
Management: Greystar
Phone: (858) 289-0360

From the property listing:

You deserve more than a home, but an experience. Azul North Park apartment residences offer the latest in luxury to San Diegos North Park neighborhood. Take a dip in the North Park Plunge, relax in the Daigo Garden, or connect with friends in the California Room. Be among the first to call Azul North Park home.Greystar California, Inc. dba Greystar Corp. License No. 1525765 Broker: Gerard S. Donohue License No. 01265072

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does AZUL North Park Apartments require renters insurance?
We didn't find a public insurance requirement for AZUL North Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at AZUL North Park Apartments?
For this zip code and building type, expect to pay around $15/month ($179/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at AZUL North Park Apartments?
Plan for $2,482 to $4,526/month all-in. That's base rent ($2,452 – $4,496), plus $15/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does AZUL North Park Apartments allow pets?
Yes, AZUL North Park Apartments is pet-friendly. Here are the details: Cats Allowed. $500 – $500 Deposit. $50 Monthly Pet Rent. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around AZUL North Park Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find covered parking — features that can qualify for premium discounts.
What floor plans does AZUL North Park Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $2,452 – $4,496. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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