San Diego, CA

Alexan Gallerie Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at Alexan Gallerie Apartments in Mission Valley? Rent here runs $2,348 – $7,734, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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375 Camino De La Reina, San Diego, CA 92108

Mission Valley

Managed by Greystar Built 2021 7 stories 284 units
3.8/5 ·100 reviews Google
5/5 ·19 reviews Apt. Finder
$2,348 – $7,734 /month

Monthly Cost Breakdown at Alexan Gallerie Apartments

The listed rent isn't the whole number. Here's what Alexan Gallerie Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,388 – $7,774
Base Rent $2,348 – $7,734
Required Monthly Fees $26
Est. Renters Insurance $14/mo

Renters Insurance at Alexan Gallerie Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alexan Gallerie Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$14

Est. Monthly

$170

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alexan Gallerie Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alexan Gallerie Apartments:

Carrier Monthly Annual
Lemonade $9/mo $111/yr
USAA $10/mo $125/yr
State Farm $14/mo $167/yr
Progressive $15/mo $181/yr
Safeco $15/mo $181/yr
Travelers $16/mo $195/yr
Allstate $17/mo $209/yr
Nationwide $17/mo $209/yr
Farmers $19/mo $223/yr
Liberty Mutual $21/mo $251/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. Alexan Gallerie Apartments also has on-site security features (Package lockers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Fire Common topic
Maintenance Issues Common topic
Water Damage Mentioned
Pest Issues Mentioned
Noise Mentioned
Slip/Fall Hazards Mentioned
Vehicle Crime Mentioned
Security System Failures Mentioned

On-Site Security

Package lockers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Alexan Gallerie Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Alexan Gallerie Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$6.45 / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Hot Water Energy

Usage-Based (Utilities).Amount for energy to heat water and/or central system services delivered to the building and/or rental home. Charged per unit.

Varies / mo

Utility - Water

Usage-Based (Utilities).Amount for provision and consumptionof water Charged per unit.

Varies / mo

Utility - Sewer

Usage-Based (Utilities).Amount for provision of sewer services. Charged per unit.

Varies / mo

Pest Control Services

Usage-Based (Utilities).Amount for pest control services. Charged per unit.

Varies / mo

Trash Services - CA

Usage-Based (Utilities).Trash services provided only in California. Charged per unit.

Varies / mo

Porter Service Rebill

Usage-Based (Utilities).Amount associated with billing back third-party porter services. Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$35

Holding Deposit (Refundable)

Amount to hold rental home off the market at time of application. Amount applied to security deposit and/or amounts owed upon application approval. Refundable per terms of application. Charged per unit.

$500

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Pets Fees

Pet Deposit (Refundable)

| Restrictions: None

$500

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$50 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.

$25 - $100 / mo

Parking Fee

Max of 1. Amount for electric vehicle space; reserved or pay-per-use station. May be subject to availability. Charged per rentable item.

$100 / mo

Garage Lot

Ask about rates and availability.

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per unit.

$50 - $400 / occurence

Situational Fees

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

100% of base rent

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$100 / occurence

Damage Waiver Program

Amount to participate in waiver program in lieu of obtainingliability insurance. Charged per unit.

$12 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$25 - $35 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$75 - $100 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Amenities

Special Features

Courtyards Tile Backsplash Mall View Small Patio White Cabinet BBQ Grill areas Outdoor televisions Poolside Lounge Amazon package lockers East View ( Freeway & Hillcrest) Modern Co-Work Space w/ Kitchen Spacious Closets Multiscreen video wall Nest Smart Homes Thermostats Storage Club Lounge w/ Kitchenette EV Car Charging stations Gym Courtyard Matte Black Finishes Matte Stone Cabinet West View (Tribune Bldg) Work Banquettes Wrap patio Air Conditioner Bicycle Repair & Storage Area Patio/Balcony Pool View Poolside Dining

Community Features

On-Site Retail Pet Washing Station Car Charging Station Lounge Conference Rooms Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Dishwasher Kitchen Microwave Quartz Countertops Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Alexan Gallerie Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$500 Deposit
$50 Monthly Pet Rent

About Alexan Gallerie Apartments

Year Built: 2021
Stories: 7 stories
Units: 284
Management: Greystar
Phone: (619) 565-1649

From the property listing:

Welcome to Alexan Gallerie. A collection of contemporary apartment homes and cutting-edge amenities perched in the citys most convenient and connected location. From beachside to cityside this is where fashionable living finds a new address in San Diego.Greystar California, Inc. dba Greystar Corp. License No. 1525765 Broker: Gerard S. Donohue License No. 01265072

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alexan Gallerie Apartments require renters insurance?
We didn't find a public insurance requirement for Alexan Gallerie Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alexan Gallerie Apartments?
For this zip code and building type, expect to pay around $14/month ($170/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Alexan Gallerie Apartments?
Plan for $2,388 to $7,774/month all-in. That's base rent ($2,348 – $7,734), plus $26/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alexan Gallerie Apartments allow pets?
Yes, Alexan Gallerie Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $500 Deposit. $50 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Alexan Gallerie Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find package lockers, covered parking — features that can qualify for premium discounts.
What floor plans does Alexan Gallerie Apartments offer?
There are 20 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $2,348 – $7,734. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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