2288 Fenton Pkwy, San Diego, CA 92108
Mission Valley
Monthly Cost Breakdown at Del Rio Apartment Homes
The listed rent isn't the whole number. Here's what Del Rio Apartment Homes actually costs each month once you add required fees and insurance.
Renters Insurance at Del Rio Apartment Homes
Del Rio Apartment Homes's website requires tenants to carry renters insurance. The exact coverage minimums may vary by unit type, so confirm the specifics with the leasing office when you apply.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Del Rio Apartment Homes can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$16
Est. Monthly
$195
Est. Annual
$15
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Del Rio Apartment Homes based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$35,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Del Rio Apartment Homes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines. Del Rio Apartment Homes also has on-site security features (Gated, Gated access, Package lockers, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Del Rio Apartment Homes.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Del Rio Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Service Fee
Charged per unit.
Utilities
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Holding Deposit
$200 - $600 (applied to Security Deposit) Charged per unit.
Security Deposit - Refundable
Charged per unit.
Additional Resident Access Keys/Cards/Locks/Remotes Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking
Number of space(s) included in rent vary by floor plan
Other
Additional parking space fees vary and are subject to availability
Street Parking
Garage parking, Open parking and Subterranean Parking.
Situational Fees
Returned Check Fee (NSF)
Charged per occurrence.
Late Fee
Charged per occurrence.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Del Rio Apartment Homes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Del Rio Apartment Homes
From the property listing:
Rental rates, availability, lease terms, deposits, apartment features, amenities, and specials are subject to change without notice. Floor plans and square footages displayed are approximations, may be based on stud-to-stud measurements, and may vary between individual units. Quoted prices are for base rent only and do not include other fees such as application fee (one-time, $45), security deposit (one-time, refundable, amount varies), utility billing fee (not to exceed $5.55/month, Conservice), and utilities (monthly, cost varies).
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
Alexan Gallerie Apartments
Mission Valley
Broadstone Mission Valley Apartments
Mission Valley
Circa 37 Apartments
Mission Valley
Citrino Apartments
Mission Valley
Griffis Mission Valley Apartments
Mission Valley
Metro Mission Valley Apartments
Mission Valley
Frequently Asked Questions
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What will I actually pay per month at Del Rio Apartment Homes?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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