1441 13th St, Imperial Beach, CA 91932
Imperial Beach
Monthly Cost Breakdown at Casa Sol Apartments
The listed rent isn't the whole number. Here's what Casa Sol Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Casa Sol Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Casa Sol Apartments can push your insurance cost up or down:
Older Building
Built in 1971 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 349/100K (78% below national average)
What You'll Likely Pay
$19
Est. Monthly
$224
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Casa Sol Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Casa Sol Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Imperial Beach.
Imperial Beach property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Casa Sol Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.
Source: FBI UCR Program, Imperial Beach (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Casa Sol Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Casa Sol Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Amenities
Special Features
Community Features
Floor Plan Amenities
About Casa Sol Apartments
From the property listing:
Welcome to Casa Sol, located in the vibrant coastal community of Imperial Beach, CA. Our apartments at 1401 & 1441 13th St provide residents with a convenient and comfortable living experience. Enjoy the ease of off-street parking and take advantage of shared on-site laundry facilities for added convenience. With the shoreline just a short distance away, Casa Sol offers the opportunity to embrace beachside living and the relaxed atmosphere of Imperial Beach. Discover the comfort of Casa Sol, contact our leasing team today to schedule a tour and learn more!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Imperial Beach — compare rent and estimated insurance cost side by side.
11th Street Townhomes
Imperial Beach
Imperial Beach Gardens Apartments
Imperial Beach
Imperial Palms Apartments
Imperial Beach
Mar at Grove Apartments
Imperial Beach
Mariners Point Apartments
Imperial Beach
Sea Breeze Garden Apartments
Imperial Beach
Frequently Asked Questions
Does Casa Sol Apartments require renters insurance?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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