520 Naples St, Chula Vista, CA 91911
Harborside
Monthly Cost Breakdown at Cordova Apartments
The listed rent isn't the whole number. Here's what Cordova Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Cordova Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cordova Apartments can push your insurance cost up or down:
Older Building
Built in 1973 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1053/100K (33% below national average)
What You'll Likely Pay
$21
Est. Monthly
$258
Est. Annual
$20
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cordova Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cordova Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $128/yr |
| USAA | $12/mo | $144/yr |
| State Farm | $16/mo | $192/yr |
| Progressive | $17/mo | $208/yr |
| Safeco | $17/mo | $208/yr |
| Travelers | $19/mo | $224/yr |
| Allstate | $20/mo | $240/yr |
| Nationwide | $20/mo | $240/yr |
| Farmers | $21/mo | $256/yr |
| Liberty Mutual | $24/mo | $288/yr |
Discounts You May Qualify For
Next Step
See if you can beat $20/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chula Vista.
Chula Vista property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Cordova Apartments also has on-site security features (Property manager on site, Gated, Gated access) that insurers recognize with discounts.
Source: FBI UCR Program, Chula Vista (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cordova Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Cordova Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Parking Fees
Surface Lot
Included in rent
Other
Extra parking spot
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cordova Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cordova Apartments
From the property listing:
Cordova Apartments is centrally located in Chula Vista CA. Offering 1 and 2 bedroom apartments. Pool and Laundry Facility onsite. Beautiful downstairs one bedroom one bath with walk in closet and spacious balcony includes one assigned parking space in gated community. Water, sewage and trash included. Close to all the shopping centers, trolly station and 5 freeway. Join our peaceful community by applying today.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Chula Vista — compare rent and estimated insurance cost side by side.
Alderwood Apartments
Harborside
Burkhart Apartments
Harborside
Camelot Apartments
Harborside
Del Oro on Broadway Apartments
Harborside
Greenbrier Apartments
Harborside
Malibu South Apartments
Harborside
Frequently Asked Questions
Does Cordova Apartments require renters insurance?
How much is renters insurance at Cordova Apartments?
What will I actually pay per month at Cordova Apartments?
Does Cordova Apartments allow pets?
How safe is the area around Cordova Apartments?
What floor plans does Cordova Apartments offer?
Get Renters Insurance for Cordova Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.