550-580 Moss St, Chula Vista, CA 91911
Harborside
Monthly Cost Breakdown at Greenbrier Apartments
The listed rent isn't the whole number. Here's what Greenbrier Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Greenbrier Apartments
We found a few insurance details on Greenbrier Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In Greenbrier Apartments's own words:
"• Supply On-Site with proof of any incorrect or incomplete information."
"On-Site is committed to accuracy and will investigate any information you dispute. Contact our Renter Relations team at 1-877-222-0384. If you provide proof of your claim, we will promptly make appropriate adjustments. Download the form on our site for details."
What Affects Your Premium Here
Every building is different. These factors specific to Greenbrier Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1053/100K (33% below national average)
What You'll Likely Pay
$20
Est. Monthly
$235
Est. Annual
$19
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Greenbrier Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Greenbrier Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $128/yr |
| USAA | $12/mo | $144/yr |
| State Farm | $16/mo | $192/yr |
| Progressive | $17/mo | $208/yr |
| Safeco | $17/mo | $208/yr |
| Travelers | $19/mo | $224/yr |
| Allstate | $20/mo | $240/yr |
| Nationwide | $20/mo | $240/yr |
| Farmers | $21/mo | $256/yr |
| Liberty Mutual | $24/mo | $288/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Chula Vista.
Chula Vista property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Greenbrier Apartments also has on-site security features (Gated, Gated access, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Chula Vista (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Greenbrier Apartments.
FEMA Zone X (0.2 Pct Annual Chance Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Greenbrier Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Parking Fees
Surface Lot
Extra Parking Available
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Greenbrier Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Greenbrier Apartments
From the property listing:
Welcome to your new home at the gated, pet-friendly community of the Greenbrier Apartments located in the heart of Chula Vista. Our 1 and 2 bedroom apartments have their own balcony or patio, spacious walk in closets, high speed internet access, large floor plans, and more! The beautifully landscaped property features a friendly, professional management team, online rent payment, laundry facility , sparkling pool and spa, and convenient parking options. Come by or call today to learn more about your new home at the Greenbrier Apartments!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Chula Vista — compare rent and estimated insurance cost side by side.
Alderwood Apartments
Harborside
Burkhart Apartments
Harborside
Camelot Apartments
Harborside
Cordova Apartments
Harborside
Del Oro on Broadway Apartments
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Malibu South Apartments
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Frequently Asked Questions
Does Greenbrier Apartments require renters insurance?
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What will I actually pay per month at Greenbrier Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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