7784-7844 Paradise Valley Rd, San Diego, CA 92139
Bay Terraces
Monthly Cost Breakdown at Meadowbrook Apartments
The listed rent isn't the whole number. Here's what Meadowbrook Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Meadowbrook Apartments
We found a few insurance details on Meadowbrook Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Meadowbrook Apartments can push your insurance cost up or down:
Older Building
Built in 1968 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$19
Est. Monthly
$224
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Meadowbrook Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Meadowbrook Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines. Meadowbrook Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Meadowbrook Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Meadowbrook Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Sewer
Charged per unit.
Utility - Water
Charged per unit.
Pest Control
Charged per unit.
Utility - Trash
Charged per unit.
Utility - Gas
Charged per unit. Payable to 3rd Party
Utility - Electric
Charged per unit. Payable to 3rd Party
Reservation/Holding Fee
Charged per unit.
Application Fee Per Applicant
Per Adult 18+ Charged per unit.
Parking Fees
Parking Fee
Charged per vehicle.
Situational Fees
Rent Reporting
Not to exceed $10 Charged per occurrence.
Late Fee
1st Occurrence - $25. $35 Thereafter. Charged per occurrence
Access Device - Replacement
Remote - $25, Parking Sticker - $25, and Vistor Pass - $25 Charged per occurrence.
Key Replacement/Lock Change Fee
Key Replacement - $5 & Lock Change - $125 Charged per occurrence.
Utility failure to maintain utility services
Charged per occurrence.
Early Lease Termination/Cancellation
Pay rent through end of lease or until date of relet Chargedper occurrence.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Meadowbrook Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Meadowbrook Apartments
From the property listing:
DRE #02042194 Meadowbrook Apartments - a vibrant, garden-style community in San Diegos Skyline neighborhood, offering spacious 2- and 3-bedroom homes across 22 acres of beautifully landscaped grounds. As one of Californias largest affordable housing communities, Meadowbrook combines comfort, convenience, and community-focused living. Fully renovated in 2013, the property features select units with private fenced terraces, scenic garden views, two playgrounds, a basketball court, and on-site laundry facilities.
Other Options Nearby
Still weighing your choices? Other communities in San Diego — compare rent and estimated insurance cost side by side.
Bonita Woods Apartments
Bay Terraces
North Bonita Apartments
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Rancho Bonita Apartments
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View Apartments
Bay Terraces
Woodman Village Apartments
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10024 Paseo Montril Apartment
Rancho Penasquitos
Frequently Asked Questions
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Get Renters Insurance for Meadowbrook Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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