San Diego, CA

View Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at View Apartments in Bay Terraces? Renters insurance here runs about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6670 Doriana St, San Diego, CA 92139

Bay Terraces

Built 1979 2 stories 272 units
4.3/5 ·146 reviews Google
4/5 ·3 reviews Apt. Finder
Call for Rent /month

Renters Insurance at View Apartments

We found a few insurance details on View Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to View Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$19

Est. Monthly

$224

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for View Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near View Apartments:

Carrier Monthly Annual
Lemonade $9/mo $111/yr
USAA $10/mo $125/yr
State Farm $14/mo $167/yr
Progressive $15/mo $181/yr
Safeco $15/mo $181/yr
Travelers $16/mo $195/yr
Allstate $17/mo $209/yr
Nationwide $17/mo $209/yr
Farmers $19/mo $223/yr
Liberty Mutual $21/mo $251/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. View Apartments also has on-site security features (Property manager on site, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

On-Site Security

Property manager on site On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for View Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at View Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$64.50

Pets Fees

Dog Rent

Charged per pet.

$50 / mo

Cat Rent

Charged per pet.

$50 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Amenities

Special Features

BBQ/Picnic Area Cabinets* Ceiling Fan Full-size Stainless Refrigerator Laundry Newly Renovated Units Vinyl Plank Flooring

Community Features

Maintenance on site Picnic Area Pool

Floor Plan Amenities

High Speed Internet Access Ceiling Fans Cable Ready Disposal Stainless Steel Appliances Refrigerator Quartz Countertops

Pet Policy

Bringing a pet? Here's what View Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
25 lb Weight Limit

About View Apartments

Year Built: 1979
Stories: 2 stories
Units: 272
Phone: (619) 333-7565

From the property listing:

Live at View Apartments in San Diego at 6650 Doriana St where residents enjoy a pool, BBQ and picnic area, dog park, on site laundry, and on site maintenance and management. Inside your home, experience stainless steel appliances, a full size refrigerator, quartz countertops, vinyl plank flooring, ceiling fans, and newly renovated interiors. Enjoy nearby green space at Silver Terrace Park about 0.9 miles away and explore shopping and dining at Mission Valley Shopping Center about 9 miles away. Start your upgraded lifestyle today and schedule a tour or apply now.

Other Options Nearby

Still weighing your choices? Other communities in San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does View Apartments require renters insurance?
We found specific coverage details on View Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at View Apartments?
For this zip code and building type, expect to pay around $19/month ($224/year). For context, the statewide average is $16/month, so this building is above average.
Does View Apartments allow pets?
Yes, View Apartments is pet-friendly. Here are the details: Cats Allowed. 25 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around View Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find property manager on site, on site maintenance — features that can qualify for premium discounts.
What floor plans does View Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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