1104 E Genesee St, Tampa, FL 33603
East Tampa
Monthly Cost Breakdown at 1104 E Genesee St Rental
The listed rent isn't the whole number. Here's what 1104 E Genesee St Rental actually costs each month once you add required fees and insurance.
Renters Insurance at 1104 E Genesee St Rental
What Affects Your Premium Here
Every building is different. These factors specific to 1104 E Genesee St Rental can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1104 E Genesee St Rental based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1104 E Genesee St Rental:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $138/yr |
| State Farm | $15/mo | $184/yr |
| Progressive | $17/mo | $200/yr |
| Safeco | $17/mo | $200/yr |
| Travelers | $18/mo | $215/yr |
| Allstate | $19/mo | $230/yr |
| Nationwide | $19/mo | $230/yr |
| Farmers | $20/mo | $246/yr |
| Liberty Mutual | $23/mo | $276/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 1104 E Genesee St Rental also has on-site security features (Security cameras) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1104 E Genesee St Rental.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 1104 E Genesee St Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Community Features
Floor Plan Amenities
About 1104 E Genesee St Rental
Property Id: 1995109 Available: ASAP Rent: $800/month - Includes all utilities + Wi-Fi + TV + Parking. Looking for a clean, private, and move-in-ready space near downtown Tampa? Welcome to this furnished private bedroom with shared bath in a quiet, single-family home in the East Tampa area—ideal for a working professional or student! Walkable to bus stops. Features & Amenities: • Furnished Private bedroom with shared bathroom. • Full kitchen access with dishwasher • In-home washer & dryer • Security cameras for peace of mind • High-speed internet wired and ready • Off-street parking included • Central A/C, clean tile flooring • Professionally cleaned and maintained Prime Location: Minutes from downtown Tampa, Ybor City, and I-275 Near Tampa General, USF, and St. Joseph’s hospitals Close to local cafes, parks, gyms, and grocery stores
Other Options Nearby
Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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