118 W Sligh Ave Apartment: Renters Insurance Guide & What It Actually Costs

Monthly Cost Breakdown at 118 W Sligh Ave Apartment

The listed rent isn't the whole number. Here's what 118 W Sligh Ave Apartment actually costs each month once you add required fees and insurance.

Renters Insurance at 118 W Sligh Ave Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 118 W Sligh Ave Apartment can push your insurance cost up or down:

What You'll Likely Pay

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 118 W Sligh Ave Apartment based on the rent level and building features.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 118 W Sligh Ave Apartment:

Discounts You May Qualify For

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 118 W Sligh Ave Apartment also has on-site security features (Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

On-Site Security

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 118 W Sligh Ave Apartment.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 118 W Sligh Ave Apartment. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenities

Community Features

Floor Plan Amenities

Pet Policy

Bringing a pet? Here's what 118 W Sligh Ave Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 118 W Sligh Ave Apartment

Property Id: 2359259 Welcome to your new home at 118 W Sligh Ave, a cozy 429 sq ft studio apartment in the heart of Tampa. This charming unit, built in 1949, features a well-equipped kitchen with essential appliances including a refrigerator, freezer, and microwave. Enjoy the comfort of wall heating and cooling systems, complemented by stylish tile and vinyl flooring throughout. Step outside to a private fenced yard, perfect for relaxing or entertaining. The property is ideally located near parks, providing easy access to green spaces for outdoor activities. With a designated parking space and internet wiring, this studio is not only functional but also convenient for modern living. Make this delightful studio your new sanctuary in vibrant Tampa!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions