1204 E Hamilton Ave Condo: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 1204 E Hamilton Ave Condo in East Tampa? Rent here runs From $1,400, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 1204 E Hamilton Ave Condo

Compare renters insurance quotes in seconds

1204 E Hamilton Ave, Tampa, FL 33604

East Tampa

From $1,400 /month

Monthly Cost Breakdown at 1204 E Hamilton Ave Condo

The listed rent isn't the whole number. Here's what 1204 E Hamilton Ave Condo actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,416
Base Rent $1,400
Est. Renters Insurance $16/mo

Renters Insurance at 1204 E Hamilton Ave Condo

What Affects Your Premium Here

Every building is different. These factors specific to 1204 E Hamilton Ave Condo can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1204 E Hamilton Ave Condo based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1204 E Hamilton Ave Condo:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1204 E Hamilton Ave Condo.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1204 E Hamilton Ave Condo. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$1,400

Amenities

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Microwave Range Refrigerator

Pet Policy

Bringing a pet? Here's what 1204 E Hamilton Ave Condo allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1204 E Hamilton Ave Condo

Welcome to your new cozy retreat in the heart of Tampa! This charming 1-bedroom condo offers a perfect blend of comfort and convenience, ideal for anyone looking to embrace a vibrant lifestyle. With a spacious layout of 400 square feet, this home is designed to maximize space while providing all the essential amenities you need. Open to various lease terms Step inside to find a well-appointed kitchen featuring: - Refrigerator - Electric range - Electric stove top - Microwave This unit is pet-friendly for cats, making it a great choice for cat lovers! Located at 1204 E Hamilton Ave, you'll enjoy easy access to local shops, dining, and entertainment options. Don't miss out on this fantastic opportunity to make this condo your new home starting March 28, 2026. Schedule your showing today and experience all that this lovely space has to offer! Preferred lease duration is less than 1 year. This property is unfurnished. Owner is responsible for electric, internet, sewer, and water. Security Deposit amount determined by the owner. For each pet, there is a non-refundable move-in fee of $200 and monthly fee of $35. Elevate your living experience with our optional Resident Benefits Package ($45/month). Enjoy peace of mind and extra perks designed to make renting easier and more rewarding: - $100,000 in personal liability protection - $10,000 in personal belongings protection - Credit Booster for on-time payments - build your credit just by paying rent - Accidental damage & lockout reimbursement credits - Plus more exclusive resident perks! Property is syndicated by Nomad as a courtesy to owner. Owner will conduct all correspondence and showings. BEWARE OF SCAMS - Nomad will never ask you to pay any amount prior to applying and all payments are processed through our secure online tenant portal direct to Nomad.

Phone: (720) 794-3155

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1204 E Hamilton Ave Condo require renters insurance?
We didn't find a public insurance requirement for 1204 E Hamilton Ave Condo, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1204 E Hamilton Ave Condo?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 1204 E Hamilton Ave Condo?
Plan for $1,416 to $1,416/month all-in. That's base rent (From $1,400), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1204 E Hamilton Ave Condo allow pets?
Yes, 1204 E Hamilton Ave Condo is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1204 E Hamilton Ave Condo?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.
What parking is available at 1204 E Hamilton Ave Condo?
Street Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

Get Renters Insurance for 1204 E Hamilton Ave Condo

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.