Bonterra Parc Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Bonterra Parc Apartments in Wesley Chapel? Rent here runs $1,421 – $2,531, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1945 Noor St, Wesley Chapel, FL 33544

Wesley Chapel

Built 2015 4 stories 264 units
3.6/5 ·176 reviews Google
5/5 ·7 reviews Apt. Finder
$1,421 – $2,531 /month

Monthly Cost Breakdown at Bonterra Parc Apartments

The listed rent isn't the whole number. Here's what Bonterra Parc Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,434 – $2,544
Base Rent $1,421 – $2,531
Est. Renters Insurance $13/mo

Renters Insurance at Bonterra Parc Apartments

Accepted Insurance Providers

Bonterra Parc Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Usaa Kin

What Affects Your Premium Here

Every building is different. These factors specific to Bonterra Parc Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

What You'll Likely Pay

$13

Est. Monthly

$151

Est. Annual

$12

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bonterra Parc Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bonterra Parc Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Wesley Chapel.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned

On-Site Security

Controlled access Gated Gated access Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Bonterra Parc Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Bonterra Parc Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Fee

Charged per pet.

$350

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$350

Cat Rent

Charged per pet.

$25 / mo

Amenities

Special Features

Balcony/patio in most apartment homes Convenient 24/7 fitness center Frisbee golf Double sink vanities* Gated community access Clubhouse with wireless internet access Cabana lounges Oversized closets Car care center EV charging station Resident lounge with billiards Attached and detached garages Walk-in showers with glass enclosures Washer and dryer in unit Fire pit lounge Pet park Resort-style swimming pool with hot tub WellBeats virtual fitness training studio European-style cabinetry in kitchen and bathrooms Gourmet coffee bar Gourmet kitchens with islands Outdoor kitchen/picnic areas

Community Features

Wi-Fi Trash Pickup - Door to Door Dry Cleaning Service Laundry Service Pet Washing Station Car Charging Station Car Wash Area Business Center Clubhouse Lounge Fenced Lot Cabana Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Ceiling Fans Smoke Free Cable Ready Security System Double Vanities Tub/Shower Dishwasher Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Freezer Crown Molding Double Pane Windows Balcony Patio Lawn

Pet Policy

Bringing a pet? Here's what Bonterra Parc Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 75 lb Weight Limit
  • 2 Pet Limit

About Bonterra Parc Apartments

Bonterra Parc is a modern, pet-friendly apartment community in Wesley Chapel, FL near New Tampa and within minutes of I-75 and I-275. We offer 1-bedroom, 2-bedroom and 3-bedroom luxury apartments for rent with an impressive selection of features, including European-style cabinetry in kitchens and bathrooms, walk-in showers, granite countertops with backsplash in kitchens, Italian-designed stainless steel sinks, washer/dryers and balcony/patios in most apartment homes. Our residents are surrounded by a vision of quality and comfort that far exceeds the ordinary. State-of-the-art amenities include a 24-hour fitness studio, a resort-style swimming pool, a business lounge, a fenced-in pet park and a car wash station. As a Bonterra Parc resident, our highly experienced on-site staff will always make you feel at home. We are conveniently located close to restaurants, entertainment and shopping at the Tampa Premium Outlets as well as major employment centers AdventHealth Wesley Chapel, USAA and the University of South Florida. Bonterra Parc combines elegance, comfort and convenience in one exceptional package. To make Bonterra Parc your home, meet today with one of our Leasing Agents and select the floor plan that is right for you. Contact us today to see whats available! Call us: / Email us: Or stop by: 1945 Noor St, Wesley Chapel, FL 33544

Year Built: 2015
Stories: 4
Total Units: 264
Phone: (813) 923-2235

Other Options Nearby

Still weighing your choices? Other communities in Wesley Chapel — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Bonterra Parc Apartments require renters insurance?
We didn't find a public insurance requirement for Bonterra Parc Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bonterra Parc Apartments?
For this zip code and building type, expect to pay around $13/month ($151/year). Bonterra Parc Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Bonterra Parc Apartments?
Plan for $1,434 to $2,544/month all-in. That's base rent ($1,421 – $2,531), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bonterra Parc Apartments allow pets?
Yes, Bonterra Parc Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Bonterra Parc Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,421 – $2,531. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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