Country Square Villas and Candlewood One Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Country Square Villas and Candlewood One Apartments in West Tampa? Rent here runs $800 – $1,400, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8449 Aiken Ct, Tampa, FL 33615

West Tampa

Built 1983 1 stories 147 units
2.9/5 ·40 reviews Google
2 reviews Apt. Finder
$800 – $1,400 /month

Monthly Cost Breakdown at Country Square Villas and Candlewood One Apartments

The listed rent isn't the whole number. Here's what Country Square Villas and Candlewood One Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $817 – $1,417
Base Rent $800 – $1,400
Est. Renters Insurance $17/mo

Renters Insurance at Country Square Villas and Candlewood One Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Country Square Villas and Candlewood One Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$17

Est. Monthly

$206

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Country Square Villas and Candlewood One Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Country Square Villas and Candlewood One Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206
Tampa U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Security System Failures Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Country Square Villas and Candlewood One Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Country Square Villas and Candlewood One Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

$150

Amenities

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Handrails Disposal Kitchen Refrigerator Carpet Vinyl Flooring Dining Room Patio

Pet Policy

Bringing a pet? Here's what Country Square Villas and Candlewood One Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

  • $200 Fee
  • 40 lb Weight Limit

About Country Square Villas and Candlewood One Apartments

Country Square Villas apartment homes in beautiful Tampa Florida. We offer studios, one and two bedroom apartments. Located minutes from Tampa International Airport, beautiful beaches, great shopping areas, mall, restaurants and much more...

Year Built: 1983
Stories: 1
Total Units: 147
Phone: (786) 730-6535

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Country Square Villas and Candlewood One Apartments require renters insurance?
We didn't find a public insurance requirement for Country Square Villas and Candlewood One Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Country Square Villas and Candlewood One Apartments?
For this zip code and building type, expect to pay around $17/month ($206/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Country Square Villas and Candlewood One Apartments?
Plan for $817 to $1,417/month all-in. That's base rent ($800 – $1,400), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Country Square Villas and Candlewood One Apartments allow pets?
Yes, Country Square Villas and Candlewood One Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Fee. 40 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Country Square Villas and Candlewood One Apartments?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.
What floor plans does Country Square Villas and Candlewood One Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $800 – $1,400. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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