14059 Riveredge Dr, Tampa, FL 33637
New Tampa
Monthly Cost Breakdown at The Lodge at Hidden River Apartments
The listed rent isn't the whole number. Here's what The Lodge at Hidden River Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Lodge at Hidden River Apartments
Accepted Insurance Providers
The Lodge at Hidden River Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.
What Affects Your Premium Here
Every building is different. These factors specific to The Lodge at Hidden River Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Theft Reports
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$14
Est. Monthly
$172
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Lodge at Hidden River Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Lodge at Hidden River Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. The Lodge at Hidden River Apartments also has on-site security features (Package service) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Lodge at Hidden River Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Lodge at Hidden River Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Lodge at Hidden River Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
Cats Allowed
- $25 Monthly Pet Rent
- $400 Fee
- 2 Pet Limit
About The Lodge at Hidden River Apartments
Experience Tampa at its finest at The Lodge at Hidden River: a stunning South Florida apartment community that offers a variety of floor plans, amenities, and an ideal location. Our apartment homes boast hardwood style flooring and plush carpeting, sleek gourmet kitchens with stainless steel appliances, granite countertops, decorative tile backsplashes, wide-open floor plans with expansive 9' foot ceilings, and large windows with plentiful natural light. Outside of your modern home, you can enjoy everything the community offers, including a sparkling swimming pool with an expansive cabana and wide flat screen TV, a pet-friendly play environment, and articulate grounds. With immediate access to I-75 and a great location in a friendly Tampa neighborhood, you get the both of both worlds: the pastoral beauty of South Florida and the chic cosmopolitan allure of the big city. Contact us today to schedule a tour and make The Lodge at Hidden River your new home!
Other Options Nearby
Still weighing your choices? Other communities in Tampa — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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