Tuscany Pointe at Tampa Apartment Homes: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Tuscany Pointe at Tampa Apartment Homes in West Tampa? Rent here runs $1,195 – $2,478, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3350 W Hillsborough Ave, Tampa, FL 33614

West Tampa

Managed by Morgan Properties Built 1985 2 stories 304 units
2.9/5 ·220 reviews Google
4/5 ·20 reviews Apt. Finder
$1,195 – $2,478 /month

Monthly Cost Breakdown at Tuscany Pointe at Tampa Apartment Homes

The listed rent isn't the whole number. Here's what Tuscany Pointe at Tampa Apartment Homes actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,318 – $2,601
Base Rent $1,195 – $2,478
Required Monthly Fees $105
Est. Renters Insurance $18/mo

Renters Insurance at Tuscany Pointe at Tampa Apartment Homes

What Affects Your Premium Here

Every building is different. These factors specific to Tuscany Pointe at Tampa Apartment Homes can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Pest Issues

3 mentions in Google reviews

Vehicle Crime

2 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$18

Est. Monthly

$216

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tuscany Pointe at Tampa Apartment Homes based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tuscany Pointe at Tampa Apartment Homes:

Carrier Monthly Annual
Lemonade $10/mo $118/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $191/yr
Safeco $16/mo $191/yr
Travelers $17/mo $206/yr
Allstate $18/mo $220/yr
Nationwide $18/mo $220/yr
Farmers $20/mo $235/yr
Liberty Mutual $22/mo $264/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Tuscany Pointe at Tampa Apartment Homes also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Maintenance Issues Mentioned
Noise Mentioned
Vehicle Crime Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Tuscany Pointe at Tampa Apartment Homes.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Tuscany Pointe at Tampa Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$10 / mo

Amenity Fee

Charged per unit.

$65 / mo

Administrative Fee

Charged per unit.

$100

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$25 / mo

Amenities

Special Features

Carpeting Game Room Six-Panel Doors Amazon Hub Modern White Cabinets Smart Home Technology Third Floor Billiards Car Care Center First Floor Second Floor Enclosed Patio Extra Storage Available Air Conditioner Vaulted Ceilings in Select Homes Large Closets Patio or Balcony Tile Backsplash Grilling Station & Picnic Area Non-Smoking Community Vinyl Plank Flooring Plank Flooring Stackable Washer and Dryer

Community Features

Maintenance on site 24 Hour Access Business Center Clubhouse Walk-Up Sundeck Picnic Area Fitness Center Pool Gameroom

Floor Plan Amenities

Washer/Dryer Air Conditioning Cable Ready Dishwasher Granite Countertops Stainless Steel Appliances Microwave Vaulted Ceiling Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Tuscany Pointe at Tampa Apartment Homes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Tuscany Pointe at Tampa Apartment Homes

Year Built: 1985
Stories: 2 stories
Units: 304
Management: Morgan Properties
Phone: (786) 933-4055

From the property listing:

Welcome home to Tuscany Pointe at Tampa Apartment Homes, where modern comfort meets everyday convenience in a vibrant Florida setting. Our stylish one, two, and three-bedroom apartments feature spacious layouts, sleek finishes, and must-have amenities designed to enhance your lifestyle. Whether youre lounging by the resort-style pool, staying active in the state-of-the-art fitness center, or enjoying the pet-friendly community with your furry companion, youll love calling Tuscany Pointe at Tampa Apartment Homes.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Tuscany Pointe at Tampa Apartment Homes require renters insurance?
We didn't find a public insurance requirement for Tuscany Pointe at Tampa Apartment Homes, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tuscany Pointe at Tampa Apartment Homes?
For this zip code and building type, expect to pay around $18/month ($216/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Tuscany Pointe at Tampa Apartment Homes?
Plan for $1,318 to $2,601/month all-in. That's base rent ($1,195 – $2,478), plus $105/month in required fees (trash, utilities, etc.), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Tuscany Pointe at Tampa Apartment Homes allow pets?
Yes, Tuscany Pointe at Tampa Apartment Homes is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Tuscany Pointe at Tampa Apartment Homes?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Tuscany Pointe at Tampa Apartment Homes offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,195 – $2,478. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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