Overview of Auto Insurance in Modesto

With over 211,000 people living in Modesto, auto accidents are bound to happen. With a highly educated population, a lot of residents in Modesto can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Modesto won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Modesto, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Modesto

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

As you can see, the prices vary quite a lot in Modesto. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Modesto Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Modesto.

1661 Crows Landing Rd F, Modesto, CA 95358
3516 Oakdale Rd Ste A, Modesto, CA 95357
3848 McHenry Ave Ste 320, Modesto, CA 95356
1707 McHenry Ave, Ste A2, Modesto, CA 95350
1739 Crows Landing Rd Ste C, Modesto, CA 95358
1508 Coffee Rd Ste G, Modesto, CA 95355
3133 McHenry Avenue. Suite A. Modesto, CA 95350
Cost-U-Less Insurance Center
210 S Stockton Ave, Ripon, CA 95366
1940 Crows Landing Rd #12, Modesto, CA 95358
Freeway Insurance Services
1367 Standiford Ave Suite A, Modesto, CA 95350
2519 Coffee Rd Ste 104, Modesto, CA 95355
3931 Coffee Rd ste a, Modesto, CA 95355
1016 12th St, Modesto, CA 95354
1800 Tully Rd g, Modesto, CA 95350
1317 Oakdale Rd #1220, Modesto, CA 95355
4213 Dale Rd #4, Modesto, CA 95356

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.