Overview of Auto Insurance in Tracy
Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Tracy won't have to worry about poor credit history when shopping for insurance.
For a male driver living in Tracy, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.
Average Auto Insurance Premiums in Tracy
Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.
|CSAA Insurance Exchange||$3,123|
|Federal Ins (CHUBB)||$4,481|
|Horace Mann Prop and Cas||$2,073|
|Nations Ins. Co.||$2,882|
|Pacific Property & Casualty||$3,062|
As you can see, the prices vary quite a lot in Tracy. If you're wondering what's the best option for you, click here to get free insurance quotes today.
Tracy Local Agents
If you would like to call agents for insurance quotes, below is a list of local agents in Tracy.
Factors used to determine Auto insurance premium
- Driving records
- Annual mileage
- Education background
- Bundling of multi cars
- Bundling of auto and home policies
- Features of the car (e.g. anti-theft devices)
Curious about Auto insurance in neighboring cities?
Auto Insurance for All cities in California
We also generated a report for all cities in California.