Overview of Auto Insurance in Oxnard

With over 207,000 people living in Oxnard, auto accidents are bound to happen. With a highly educated population, a lot of residents in Oxnard can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Oxnard won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Oxnard, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Oxnard

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,608
AAA $2,979
Alliance United $2,447
Allstate $5,204
Amica Mutual $2,687
Anchor General $5,667
Bankers Standard $2,820
CSE Safeguard $3,285
California Capital $2,612
California Casualty $2,231
Coast National $7,186
Encompass $3,025
Esurance $3,351
Everest National $673
Farmers $6,714
Federal Ins (CHUBB) $4,405
Financial Indemnity $5,249
Geico $2,803
Hartford $4,270
Horace Mann $1,987
Horace Mann Prop and Cas $2,115
IDS $3,508
Infinity $5,534
Kemper $3,625
Liberty Mutual $5,533
MAPFRE $4,443
Mercury $3,428
Metromile $2,866
Metropolitan Direct $2,642
National General/Integon $5,250
Nations Ins. Co. $3,153
Nationwide $4,573
Pacific Property & Casualty $3,188
Permanent General $3,901
Progressive West $3,644
Safeco $3,356
Safeway $4,550
State Farm $4,714
Traveler's Commercial $3,956
USAA $2,263
Progressive $4,496
Viking $6,867
Wawanesa $1,877
Western General $3,866

As you can see, the prices vary quite a lot in Oxnard. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Oxnard Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Oxnard.

Agent
Address
Phone
300 E Esplanade Dr, Oxnard, CA 93036
805-604-0675
3667 W 5th St, Oxnard, CA 93030
805-984-2009
750 W Gonzales Rd Ste 180, Oxnard, CA 93036
805-984-7000
Charles Allison - State Farm Insurance Agent
705 N Oxnard Blvd #101, Oxnard, CA 93030
805-604-0900
3575 Saviers Rd, Oxnard, CA 93033
805-483-4225
1701 Lombard St Ste 110, Oxnard, CA 93030
805-485-6400
750 W Gonzales Rd, Oxnard, CA 93036
805-201-2723
1049 S Ventura Rd # B, Oxnard, CA 93030, Oxnard, CA 93030
805-985-0351
500 E Esplanade Dr Ste 1275, Oxnard, CA 93036
805-988-8895
505 S A St #100, Oxnard, CA 93030
805-486-4701
505 S Oxnard Blvd, Oxnard, CA 93030
805-487-8610
2775 N Ventura Road Suite 110. Oxnard, CA 93036
805-351-3851
2711 S Rose Ave D101, Oxnard, CA 93033
805-240-3100
10235 Telephone Rd ste g, Ventura, CA 93004
805-487-7847
Solarx Auto Insurance
805-486-5790
2861 N Ventura Rd #101, Oxnard, CA 93036
805-604-1800
Torres & Associates Insurance Agency
2069 N Oxnard Blvd, Oxnard, CA 93036
805-983-2400

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.