Overview of Auto Insurance in Thousand Oaks
With over 129,000 people living in Thousand Oaks, auto accidents are bound to happen. With a highly educated population, a lot of residents in Thousand Oaks can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. Amgen) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Thousand Oaks won't have to worry about poor credit history when shopping for insurance.
For a male driver living in Thousand Oaks, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.
Average Auto Insurance Premiums in Thousand Oaks
Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.
|Federal Ins (CHUBB)||$3,877|
|Horace Mann Prop and Cas||$2,306|
|Nations Ins. Co.||$3,285|
|Pacific Property & Casualty||$3,338|
As you can see, the prices vary quite a lot in Thousand Oaks. If you're wondering what's the best option for you, click here to get free insurance quotes today.
Thousand Oaks Local Agents
If you would like to call agents for insurance quotes, below is a list of local agents in Thousand Oaks.
Factors used to determine Auto insurance premium
- Driving records
- Annual mileage
- Education background
- Bundling of multi cars
- Bundling of auto and home policies
- Features of the car (e.g. anti-theft devices)
Curious about Auto insurance in neighboring cities?
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