Overview of Auto Insurance in Santa Monica

With a highly educated population, a lot of residents in Santa Monica can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. A-Mark Precious Metals) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Monica won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Santa Monica, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Santa Monica

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,086
AAA $4,446
Alliance United $5,139
Allstate $6,183
Amica Mutual $3,065
Anchor General $7,364
Bankers Standard $3,096
CSE Safeguard $4,440
California Capital $4,104
California Casualty $2,826
Coast National $12,203
Encompass $3,783
Esurance $3,899
Everest National $1,388
Farmers $8,761
Federal Ins (CHUBB) $5,561
Financial Indemnity $8,544
Geico $3,511
Hartford $5,036
Horace Mann $2,505
Horace Mann Prop and Cas $2,654
IDS $6,740
Infinity $9,497
Kemper $5,027
Liberty Mutual $6,809
MAPFRE $5,098
Mercury $3,972
Metromile $3,543
Metropolitan Direct $3,326
National General/Integon $6,840
Nations Ins. Co. $4,438
Nationwide $5,949
Pacific Property & Casualty $4,702
Permanent General $5,079
Progressive West $4,892
Safeco $4,609
Safeway $6,094
State Farm $5,076
Traveler's Commercial $4,937
USAA $2,758
Progressive $6,634
Viking $14,238
Wawanesa $2,356
Western General $7,357

As you can see, the prices vary quite a lot in Santa Monica. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Monica Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Monica.

Agent
Address
Phone
1201 Montana Ave Ste 204, Santa Monica, CA 90403
310-826-0093
2716 Ocean Park Blvd Ste 1061, Santa Monica, CA 90405
310-450-5433
1424 4th St Ste 228, Santa Monica, CA 90401
310-576-1048
1501 Santa Monica Blvd, Santa Monica, CA 90404
310-309-1311
2325 Wilshire Blvd, Santa Monica, CA 90403
310-829-0305
Byron Galindo State Farm Agency
310-823-5073
1205 Wilshire Blvd, Santa Monica, CA 90403
310-458-3400
3222 California State Route 2, Santa Monica, CA 90404
310-453-5736
3301 Ocean Park Blvd Ste 105, Santa Monica, CA 90405
310-230-5059
2716 Ocean Park Blvd #1050, Santa Monica, CA 90405
310-696-0555
2030 Lincoln Blvd, Santa Monica, CA 90405
310-392-4181
720 Wilshire Blvd #205, Santa Monica, CA 90401
310-451-2233
1448 15th St Ste 202, Santa Monica, CA 90404
310-828-8088
2500 Broadway #125, Santa Monica, CA 90404
310-310-2901
2116 Wilshire Blvd STE 208, Santa Monica, CA 90403
310-310-8282
2665 30th St #200, Santa Monica, CA 90405
310-450-8833
2432 Lincoln Blvd D, Santa Monica, CA 90405
310-314-7601
2001 Wilshire Blvd # 101, Santa Monica, CA 90403
310-828-9662
2716 Ocean Park Blvd #1050, Santa Monica, CA 90405
310-315-1955

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.