Overview of Auto Insurance in San Luis Obispo

With a highly educated population, a lot of residents in San Luis Obispo can enjoy college degree discounts offered by many insurance companies.

For a male driver living in San Luis Obispo, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in San Luis Obispo

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in San Luis Obispo. If you're wondering what's the best option for you, click here to get free insurance quotes today.

San Luis Obispo Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in San Luis Obispo.

1445 Calle Joaquin, San Luis Obispo, CA 93405
Allied Insurance
Allstate Insurance Agent: Andrew Cox
Allstate Insurance Agent: Andy Cox
1025 Pacific St, San Luis Obispo, CA 93401
Coast Auto Insurance
Engle & Associates Insurance Brokers Inc.
811 El Capitan Way Ste 120, San Luis Obispo, CA 93401
2231 Broad St, San Luis Obispo, CA 93401
11573 Los Osos Valley Rd Ste F, San Luis Obispo, CA 93405
1228 Broad St, San Luis Obispo, CA 93401
569 Higuera St b, San Luis Obispo, CA 93401
2251 Broad St A, San Luis Obispo, CA 93401
2000 Broad St, San Luis Obispo, CA 93401
1042 Pacific St, San Luis Obispo, CA 93401
1494 Mill St, San Luis Obispo, CA 93401
1608 Johnson Ave, San Luis Obispo, CA 93401
1317 Broad St Ste A, San Luis Obispo, CA 93401
1238 Marsh St, San Luis Obispo, CA 93401

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

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We also generated a report for all cities in California.