Overview of Auto Insurance in Santa Maria

With over 105,000 people living in Santa Maria, auto accidents are bound to happen. With a highly educated population, a lot of residents in Santa Maria can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Maria won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Santa Maria, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Santa Maria

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,094
AAA $2,436
Alliance United $2,199
Allstate $3,787
Amica Mutual $2,239
Anchor General $4,860
Bankers Standard $1,998
CSE Safeguard $2,178
California Capital $1,908
California Casualty $1,842
Coast National $7,300
Encompass $1,897
Esurance $2,645
Everest National $607
Farmers $4,778
Federal Ins (CHUBB) $3,399
Financial Indemnity $3,839
Geico $2,250
Hartford $3,578
Horace Mann $1,610
Horace Mann Prop and Cas $1,724
IDS $2,708
Infinity $4,602
Kemper $2,954
Liberty Mutual $4,440
MAPFRE $3,361
Mercury $2,628
Metromile $2,542
Metropolitan Direct $1,882
National General/Integon $5,231
Nations Ins. Co. $2,535
Nationwide $3,777
Pacific Property & Casualty $2,874
Permanent General $2,901
Progressive West $3,248
Safeco $2,835
Safeway $4,500
State Farm $3,636
Traveler's Commercial $3,027
USAA $1,988
Progressive $3,574
Viking $6,547
Wawanesa $1,758
Western General $3,118

As you can see, the prices vary quite a lot in Santa Maria. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Maria Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Maria.

Agent
Address
Phone
2033 S Broadway, Santa Maria, CA 93454
805-922-5731
800 S Broadway Ste 101, Santa Maria, CA 93454
805-922-5551
110 S Lincoln St Ste 104, Santa Maria, CA 93458
805-349-9141
3420 Orcutt Rd Ste 202, Santa Maria, CA 93455
805-934-8676
2125 S Broadway Ste 105, Santa Maria, CA 93454
805-348-1665
2236 S Broadway k, Santa Maria, CA 93454
805-266-7971
930 S Broadway # 201, Santa Maria, CA 93454
800-701-5909
121 N Broadway, Santa Maria, CA 93454
805-925-1990
401 N Broadway #1, Santa Maria, CA 93454
805-250-0605
830 W Main St suite 100, Santa Maria, CA 93458
805-346-6103
722 E Main St #111, Santa Maria, CA 93454
805-922-1933
310 W Main St, Santa Maria, CA 93458
805-928-4525
1523 South Broadway, A & B, Santa Maria, CA 93454
805-991-4200
2255 S Broadway, Santa Maria, CA 93454
805-922-3351
1954 S Broadway b, Santa Maria, CA 93454
805-623-8281
1100 S Broadway, Santa Maria, CA 93454
805-925-4610
608 S Broadway, Santa Maria, CA 93454
805-925-6200
1545 S Broadway, Santa Maria, CA 93454
805-349-7979

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.