With over 105,000 people living in Santa Maria, auto accidents are bound to happen. With a highly educated population, a lot of residents in Santa Maria can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Maria won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Santa Maria, if he has 5 years of driving experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on May 1, 2018.

Here is the raw data of each insurance company's premium. Click on each insurance company to see the discounts offered.

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Maria.

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