Overview of Renters Insurance in Bakersfield

As the 9th largest city in California, Bakersfield residents have a lot of insurance companies to choose from. With over 373,000 people living in Bakersfield, auto accidents are bound to happen. With a highly educated population, a lot of residents in Bakersfield can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Bakersfield won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Bakersfield ranges from $112.29 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Bakersfield

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Assurant $245.4
Progressive $161.5
Jetty $184.71
Lemonade $130.25
Geico $189.0
Allstate $117.0
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
State Farm $133.36
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Farmers $134.49
Allied $112.8

As you can see, the prices vary quite a lot in Bakersfield. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Bakersfield Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Bakersfield.

218 S H St Ste 103, Bakersfield, CA 93304
4200 Easton Dr Ste 1, Bakersfield, CA 93309
2500 New Stine Rd Ste 101, Bakersfield, CA 93309
1310 Chamberlain Ave Suite A, Bakersfield, CA 93305
CAI Auto Insurance
2641 Fashion Plaza, Bakersfield, CA 93306
1910 E California Ave suite w, Bakersfield, CA 93307
4903 Calloway Dr Ste 103, Bakersfield, CA 93312
4437 Ming Ave, Bakersfield, CA 93309
2720 Calloway Dr Suite E, Bakersfield, CA 93312
5060 California Ave #410, Bakersfield, CA 93309
5330 Office Center Ct #32, Bakersfield, CA 93309
Olivia's Auto Insurance
2401 S Chester Ave, Bakersfield, CA 93304
3401 Pacheco Rd #1, Bakersfield, CA 93313
Premier Insurance Services
2619 Encina St, Bakersfield, CA 93301
4208 Rosedale Hwy #202, Bakersfield, CA 93308
2100 F St # 200, Bakersfield, CA 93301

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.