Overview of Renters Insurance in Chico

With a highly educated population, a lot of residents in Chico can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Chico won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Chico ranges from $81.43 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Chico

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Assurant $237.5
State Farm $130.0
Farmers $119.01
Allstate $146.0
Jetty $130.17
Progressive $179.67
Geico $177.0
Lemonade $81.43
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Chico. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Chico Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Chico.

Agent
Address
Phone
2221 Forest Ave, Chico, CA 95928
530-332-2600
240 W East Ave c, Chico, CA 95926
530-893-8800
1430 East Ave Ste 3a, Chico, CA 95926
530-898-9999
389 Connors Ct Ste G, Chico, CA 95926
530-893-8301
1925 Mangrove Ave, Chico, CA 95926
530-345-2351
Auto Insurance By State
760-485-9506
Cheap Auto Insurance
530-665-8868
500 Cohasset Rd #34, Chico, CA 95926
530-636-0241
1450 Mangrove Ave Ste 125, Chico, CA 95926
530-809-1197
954 Azalea Ave, Chico, CA 95973
530-343-0530
166 Cohasset Rd Ste 3, Chico, CA 95926
530-206-0967
1368 Longfellow Ave, Chico, CA 95926
530-342-6421
Farmers Insurance - Paul Munly
530-899-7667
1277 E Ave, Ste 110, Chico, CA 95926
530-895-1356
Heritage Insurance Agency
530-894-3276
2735 Esplanade, Chico, CA 95973
530-321-7515
1915 Esplanade, Chico, CA 95926
530-891-5881
3201 Esplanade Ste 100, Chico, CA 95973
530-891-8163
2068 Talbert Dr, Chico, CA 95928
530-895-1555
2499 Bruce Rd, Chico, CA 95928
530-342-2886

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.