Overview of Renters Insurance in Sacramento

As the 6th largest city in California, Sacramento residents have a lot of insurance companies to choose from. With over 490,000 people living in Sacramento, auto accidents are bound to happen. With a highly educated population, a lot of residents in Sacramento can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Sacramento won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Sacramento ranges from $112.29 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Sacramento

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Lemonade $153.08
Geico $249.94
Progressive $236.56
State Farm $141.28
Jetty $190.13
Farmers $174.47
Allstate $197.38
Assurant $229.64
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Sacramento. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Sacramento Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Sacramento.

AIS | Auto Insurance Specialists | Sacramento
900 Jefferson Blvd Ste 110, West Sacramento, CA 95691
Bates Insurance Agency - Auto, Car Insurances in Sacramento CA Homeowners Insurance, Home Insurance
779 Ikea Ct, West Sacramento, CA 95605
7210 Greenhaven Dr a, Sacramento, CA 95831
Cost-U-Less Insurance Center
2021 P St, Sacramento, CA 95811
5219 Fruitridge Rd, Sacramento, CA 95820
813 F St, Sacramento, CA 95814
Infinity Auto Insurance
2410 Fair Oaks Blvd #140, Sacramento, CA 95825
3840 Rosin Ct #245, Sacramento, CA 95834
1620 35th Ave f, Sacramento, CA 95822
7500 Elsie Ave Ste 106, Sacramento, CA 95828
7 Parkcenter Dr #125, Sacramento, CA 95825
6905 Stockton Blvd Ste 230, Sacramento, CA 95823
1510 X St, Sacramento, CA 95818

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.