Overview of Renters Insurance in Santa Monica

With a highly educated population, a lot of residents in Santa Monica can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. A-Mark Precious Metals) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Monica won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Santa Monica ranges from $63.27 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Santa Monica

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
State Farm $131.0
Progressive $197.29
Jetty $124.31
Allstate $152.0
Lemonade $63.27
Farmers $189.51
Assurant $196.33
Geico $175.0
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Santa Monica. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Monica Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Monica.

Agent
Address
Phone
1201 Montana Ave Ste 204, Santa Monica, CA 90403
310-826-0093
2716 Ocean Park Blvd Ste 1061, Santa Monica, CA 90405
310-450-5433
1424 4th St Ste 228, Santa Monica, CA 90401
310-576-1048
1501 Santa Monica Blvd, Santa Monica, CA 90404
310-309-1311
2325 Wilshire Blvd, Santa Monica, CA 90403
310-829-0305
Byron Galindo State Farm Agency
310-823-5073
1205 Wilshire Blvd, Santa Monica, CA 90403
310-458-3400
3222 California State Route 2, Santa Monica, CA 90404
310-453-5736
3301 Ocean Park Blvd Ste 105, Santa Monica, CA 90405
310-230-5059
2716 Ocean Park Blvd #1050, Santa Monica, CA 90405
310-696-0555
2030 Lincoln Blvd, Santa Monica, CA 90405
310-392-4181
720 Wilshire Blvd #205, Santa Monica, CA 90401
310-451-2233
1448 15th St Ste 202, Santa Monica, CA 90404
310-828-8088
2500 Broadway #125, Santa Monica, CA 90404
310-310-2901
2116 Wilshire Blvd STE 208, Santa Monica, CA 90403
310-310-8282
2665 30th St #200, Santa Monica, CA 90405
310-450-8833
2432 Lincoln Blvd D, Santa Monica, CA 90405
310-314-7601
2001 Wilshire Blvd # 101, Santa Monica, CA 90403
310-828-9662
2716 Ocean Park Blvd #1050, Santa Monica, CA 90405
310-315-1955

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.