Renters Insurance

Renters Insurance questions, answered

Straight answers to the most-asked renters insurance questions, written by our agents.


Renters Insurance Q&A · #14

How should I choose my personal property value?

I am going to purchase renters insurance. One of the questions is to select a personal property value. How should I choose the right amount?

By Jason W
Renters Insurance Q&A · #8

What is the difference between ACV and Replacement Cost?

When I purchase the renters insurance, I see the options of actual cash value and replacement cost. What is the difference?

By Jason W
Renters Insurance Q&A · #6

How many roommates can I add to my renters insurance?

I know my renters insurance covers my roommates. But how many roommates can it cover?

By Jason W
Renters Insurance Q&A · #5

Does renters insurance cover my pet's damages?

I purchased renters insurance and also told my insurance company that I have a pet. If my pet damages my home, can I file claims for my loss?

By Jason W
Renters Insurance Q&A · #4

How does my landlord know my renters insurance is not cancelled?

My landlord requires me to purchase renters insurance before signing the lease. But how does my landlord know whether I will cancel my policy?

By Jason W
Renters Insurance Q&A · #2

Can I share my renters insurance policy with my roommate?

I purchased the renters insurance so that I can qualify for my rent. I lived in one bedroom and the other one is shared with a roommate. Can I and my roommate share one renters insurance?

By Jason W
Renters Insurance Q&A · #1

Does renters insurance cover my stolen package?

Our leasing office provides a storage room and some times my packages got stolen. Does renters insurance cover the loss of package?

By Jason W
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