Straight answers to the most-asked insurance questions, written by our agents.
I got a speeding ticket on my way home last week. Will it be on my driving record? Does it affect my auto insurance rate?
I went to a car body shop for regular maintenance. The technician said that one of my tires had a large crack and needed to be replaced. He suggested that all four tires should be replaced at the same time. Why is that and do I really have to replace them at the same time?
I’m new to the United States and am trying to move into a new apartment near my company. The prospective landlord asked me to provide my credit report but I do not have sufficient credit history. What should I do to rent the apartment?
I’m moving out of my apartment next week. I’m not sure whether my landlord would give me back my deposit. What can I do to ensure that I get my deposit back?
I’m a renter and I live in an old apartment. My gas bill was usually at around $30 per month. During these two recent months, my gas bill was three times as high as before. I didn’t do anything unusual and I kept my smart thermometer at the same temperature. Why is it so high? What can I do to reduce it?
I’m getting 25 next month and am going to pay for my auto insurance on my own. Does my age affect my premium?
I moved into a new apartment six months ago. In the first three months, everything was great but recently I saw mice running around near the wall!!!! How did they come in and what should I do to get rid of them?
I went out for a dinner with my girlfriend yesterday. I didn’t notice the parking limit time and got myself a ticket. Will it go on my driving record and influence my auto insurance premium?
My auto insurance has expired for three days but I got no time to renew it with the agent. If I got into an accident, will I still be covered by my auto insurance?
I got pulled over by a cop but did not receive a ticket. Is it still on my driving record?
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