The SafeButler Q&A

Insurance questions, answered

Straight answers to the most-asked insurance questions, written by our agents.


Auto Insurance Q&A · #12

Will early termination impact my future insurance rates?

I dropped in the middle of the insurance policy term. Will that impact my future insurance rates?

By Jason W
Auto Insurance Q&A · #11

Do married couples have cheaper insurance?

I heard that married couples have a better insurance rate. Is that real?

By Jason W
Homeowner Insurance Q&A · #10

Is homeowner insurance required by law?

My real estate agent asks me to purchase the homeowner insurance policy when during the closing process. Is homeowner insurance always required?

By Jason W
Auto Insurance Q&A · #9

Can I cancel my insurance policy before it expires?

My auto insurance is renewed automatically and it is 3 months away before it expires. I found a better policy. Can I cancel my current policy without paying an early termination fee?

By Jason W
Renters Insurance Q&A · #8

What is the difference between ACV and Replacement Cost?

When I purchase the renters insurance, I see the options of actual cash value and replacement cost. What is the difference?

By Jason W
Auto Insurance Q&A · #7

Does auto insurance cover towing?

Does auto insurance cover the service fees for towing? It cost me about $500 for towing and I am not sure if I can get reimbursed from my insurance company.

By Jason W
Renters Insurance Q&A · #6

How many roommates can I add to my renters insurance?

I know my renters insurance covers my roommates. But how many roommates can it cover?

By Jason W
Renters Insurance Q&A · #5

Does renters insurance cover my pet's damages?

I purchased renters insurance and also told my insurance company that I have a pet. If my pet damages my home, can I file claims for my loss?

By Jason W
Renters Insurance Q&A · #4

How does my landlord know my renters insurance is not cancelled?

My landlord requires me to purchase renters insurance before signing the lease. But how does my landlord know whether I will cancel my policy?

By Jason W
Auto Insurance Q&A · #3

I'm not driving at all during pandemic. Why should I pay for insurance?

Since the pandemic, I almost don't drive, but I'm still paying $500+ each month for my car. That is not fair as a driver.

By Jason W
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