The SafeButler Q&A

Insurance questions, answered

Straight answers to the most-asked insurance questions, written by our agents.


Auto Insurance Q&A · #22

Why is car insurance rates so high for international students?

I have been getting insurance quotes from many insurance companies but they are so high that I could not believe. Why my auto insurance rates are this high while my friend from the US gets way lower rates?

By Elena G.
Auto Insurance Q&A · #21

Will speed ticket impact my auto insurance rates?

By Elena G.
Auto Insurance Q&A · #20

Will my rates increase even if I’m not responsible for the car accident?

I went on the highway tonight and the traffic was kind of heavy. The car behind me hit me on my rear-end. Will my auto insurance rates increase if I'm totally not at fault?

By Elena G.
Renters Insurance Q&A · #19

Does renters insurance cover my iPhone stolen from my car?

My car got broken into when I went to the bar yesterday and my iPhone was lost. Does my renters insurance cover it?

By Elena G.
Renters Insurance Q&A · #18

Can I change address on my renters insurance policy?

I just moved to another address in the city. Should I buy another new renters insurance and terminate the existing one?

By Elena G.
Auto Insurance Q&A · #17

What are the popular types of insurance discounts?

What are the most popular auto insurance discounts? How can I apply for those discounts?

By Jason W
Auto Insurance Q&A · #16

What is the difference between insurance brokers and agents?

I hear the terms of insurance brokers and agents. I am not sure about the difference. Shall I work with an agent or a broker?

By Jason W
Auto Insurance Q&A · #15

How long does my bad driving history affect my insurance rate?

I had a car accident and my insurance rate skyrocketed. How long will the driving history affect my insurance rate?

By Jason W
Renters Insurance Q&A · #14

How should I choose my personal property value?

I am going to purchase renters insurance. One of the questions is to select a personal property value. How should I choose the right amount?

By Jason W
Auto Insurance Q&A · #13

Does my credit score affect my insurance rate?

I don't have an excellent credit score. Will that impact my insurance rate?

By Jason W
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