The SafeButler Q&A

Insurance questions, answered

Straight answers to the most-asked insurance questions, written by our agents.


Auto Insurance Q&A · #42

Should I bundle my car insurance policy and renters insurance policy?

By Elena G.
Auto Insurance Q&A · #41

Is there any difference in premium for a new car and a used one?

I’m new to the United States and thinking about whether I should buy a new car or a used car. Is there any difference in premium for a new car and a used one?

By Elena G.
Auto Insurance Q&A · #40

My roommate drives my car twice a week regularly, should I include her name in my auto insurance policy?

By Elena G.
Auto Insurance Q&A · #39

My friend and I are both international students and we both don’t have driving records in the United States. Why is my auto insurance premium higher than her premium?

By Elena G.
Renters Insurance Q&A · #38

Does my renters insurance cover the pests and rodents?

My apartment got infected by mice, does my renters insurance cover the pests and rodents?

By Elena G.
Renters Insurance Q&A · #37

Does my renters insurance cover the medical payments of accidents that happened in my apartment?

I hosted a party last weekend and my friend’s friend accidentally got hurt in my apartment. Does my renters insurance cover the medical payments of accidents that happened in my apartment?

By Elena G.
Auto Insurance Q&A · #36

It’s tax season, is my car insurance tax deductible?

By Elena G.
Auto Insurance Q&A · #35

I’m returning back to work after COVID, do I need to report to my car insurer about the average mile increase per week?

I've been working from home instead of commuting to work during the pandemic. I get to lower my auto insurance coverage because the mile I drive per week was at a very low point. Now I'm returning back to work and have to commute every day, do I have to notice my insurer about the change?

By Elena G.
Auto Insurance Q&A · #34

Does auto insurance follow the car or the driver?

By Elena G.
Renters Insurance Q&A · #33

In Stranger Things, would Joyce's renters insurance policy cover the damaged phone?

In Stranger Things season 1 episode 1, Joyce’s telephone short circuits after receiving a mysterious phone call. Would Joyce’s renters insurance policy cover the damage?

By Elena G.
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