1200 Mobile St NW, Atlanta, GA 30314
Westside Atlanta
Monthly Cost Breakdown at 12Hundred Studios Apartments
The listed rent isn't the whole number. Here's what 12Hundred Studios Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 12Hundred Studios Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 12Hundred Studios Apartments can push your insurance cost up or down:
Older Building
Built in 1960 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
FBI UCR
Property crime rate: 3169/100K (101% above national average)
What You'll Likely Pay
$20
Est. Monthly
$239
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 12Hundred Studios Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 12Hundred Studios Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $119/yr |
| USAA | $11/mo | $134/yr |
| State Farm | $15/mo | $178/yr |
| Progressive | $16/mo | $193/yr |
| Safeco | $16/mo | $193/yr |
| Travelers | $17/mo | $208/yr |
| Allstate | $19/mo | $223/yr |
| Nationwide | $19/mo | $223/yr |
| Farmers | $20/mo | $238/yr |
| Liberty Mutual | $22/mo | $267/yr |
Discounts You May Qualify For
Next Step
See if you can beat $20/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.
Atlanta property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 12Hundred Studios Apartments.
FEMA Zone AE — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 12Hundred Studios Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash
Charged per unit.
Pest Control
Charged per unit.
Utility - Water
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 12Hundred Studios Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About 12Hundred Studios Apartments
From the property listing:
“Nationally recognized by CoStar with the 2022 Community Impact Award.” Fall in love with the modern design of these updated newly renovated studio gems with enough natural light to make you feel like you are still outdoors. Hangout on balconies directly across from BeltLine greenspace. The European bathrooms, state-of-the-art appliances, designer furnishings and polished floors give the feeling of a luxurious studio to these Westside Atlanta apartments. Well-known local muralists have made the property a fixture of the community.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.
1295 West Apartments
Westside Atlanta
1321 Oak St SW Rental
Westside Atlanta
1408 Lockwood Dr SW Rental
Westside Atlanta
173 Chappell Rd NW Rental
Westside Atlanta
1915 Campbellton Rd SW Rental
Westside Atlanta
1951 Handley Ave SW Rental
Westside Atlanta
Frequently Asked Questions
Does 12Hundred Studios Apartments require renters insurance?
How much is renters insurance at 12Hundred Studios Apartments?
What will I actually pay per month at 12Hundred Studios Apartments?
Does 12Hundred Studios Apartments allow pets?
How safe is the area around 12Hundred Studios Apartments?
Does 12Hundred Studios Apartments need flood insurance?
What floor plans does 12Hundred Studios Apartments offer?
Get Renters Insurance for 12Hundred Studios Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.